Home Loan Pre-Approval

Getting pre-approved for a mortgage can be intimidating because we are allowing someone else to look at private details about our lives. We're not always sure how we'll stack up and whether we'll be qualified. Don't be concerned.

The professional mortgage lenders help people in all situations and are happy to help!

Pre-approval is a simple screening of credit / income / employment followed by consultation of what types of loan progams would be most useful for the home buyers.

Mortgage lenders are experts at the various types of loans and lenders available for specific situations. They also are the point of contact for various grants and home buyer assistance programs such as the MHDC (Missouri Housing Development Corporation)

RULE #1: Don't get pre-approved online!

RULE #2: Don't use an out of town lender!

There are a great many experiences that most full time Realtors can share about clients who failed to heed the first two suggestions above.

RULE #3: Use Your Realtor's Preferred Lender!

Realtors work with buyer's (and sellers) from the beginning to the end of the transaction, and can share unfortunate stories about the lenders that seemed friendly and helpful, but as the deal progressed became less available and not as reliable as promised.

Lenders that aren't local will not be at closing to explain the paperwork, and if there are any mistakes, they won't be on hand to rectify errors or take responsibility.

Do contact one or more of the Mortgage Lenders from our preferred lender list!

Do consult with the Premier Team for information about the loan process or questions to ask a lender.

Our Latest Listings

$595,000

4 Beds ⋅ 3 Baths ⋅ 24045530 MLS ⋅ CLOSED Status

Open Sun 7/28@1-2:30!Ballwin Beaut-Meticulously Maintained & Gorgeous Updates throughout! The bright & beautiful foyer- the perfect hello! Sophisticated dining & beautiful family room! Striking floors flow. The excitement grows as you walk! Tremendous living room w/Loads of windows, Wood burning fireplace, & fab "Home" feel! It opens to the amazing eat-in kitchen that screams chef-like meals! Custom cabinets, striking counters, breakfast area & stainless appliances. Slide out to the enormous maintenance-free deck overlooking the park-like fenced backyard-meant to just maintain & enjoy! This gift keeps going w/the lovely upstairs! Luxurious Suite built & meant to enjoy! Air jetted tub, eye-popping stone, & the workmanship is amazing! The other generous-sized bedrooms are bright & beautiful too! Head to the basement w/loads of space-an awesome walkout-Finish Worthy! The amazing neighborhood is full of sweet community & including a pool for all to enjoy! Come see perfection! Additional Rooms: Mud Room

534 Arbor Meadow Dr, Ballwin

$480,000

4 Beds ⋅ 3 Baths ⋅ 24046828 MLS ⋅ CLOSED Status

OPEN SUN 10/6 @1-2:30!Fabulous 4+ acre estate in the Rockwood Schools! Surrounded by horse farms & trails this property has loads of versatility! Located near 141 & 44- secluded-yet accessible! Privacy & Beauty are what this acreage home reflects! Rolling drive to your setback oasis-parking is no issue! Lovingly updated from head to toe you will enter & all you can say is "WOW" Fabulous open floor plan that feels amazing! Sharp flooring flows throughout. Bright & beautiful-the expansive livingroom has a grand picture window to overlook the front estate. Amazing elegant kitchen w/Sophisticated cabinets, gorgeous stone counters, glass backsplash & large island. 2 sliding doors to enter your expansive back area & patios to enjoy! The quaint fireplace family room will bring much enjoyment! Sweet Master including a private balcony, beautiful bath & custom closet. The other fabulous bedrooms have custom built-ins throughout. Surprise basement area that expands the home. A True Unicorn Home!

830 Hillsboro Rd, Unincorporated

$415,000

4 Beds ⋅ 3 Baths ⋅ 24073558 MLS ⋅ CLOSED Status

OPEN SUN 12/1@1-2:30! BEAUTIFUL Winghaven Ranch with sophisticated finishes! This beauty will not disappoint! When you roll up you will be taken by the charm & curb appeal. Fabulous covered porch & sharp landscape! Enter to stylish living room w/ gas fireplace & striking bamboo floors that run throughout! The "WOW" kitchen features: Custom cabinets, quartz counters, sleek stone-encased island, dazzling tile backsplash & stainless appliances to remain! Grand large deck right off the kitchen perfect to Grill & Chill. Beautiful main floor suite w/Walk-in closet, tray ceiling, & bath complete w/ soaking tub, custom tile shower, & quartz vanity. Nice sized guest bedroom w/loads of stylish touches from trim to lighting! The finished walk-out lower level is there for sheer enjoyment! It has a perfect 4th bedroom, sweet full bathroom, fab family room, & bonus rec room w/ a kitchenette perfect for guests or separate living quarters! 3 Car Garage, Fenced Yard, Sprinkler system, & Much More!

680 Rolling Thunder Dr, O'Fallon

$480,000

4 Beds ⋅ 3 Baths ⋅ 25009145 MLS ⋅ CLOSED Status

Welcome to 12381 Merrick dr, an amazing, fully renovated, stylish home in the Parkway School District! This sprawling ranch will not disappoint! Almost 1900 sq ft. on main level PLUS finished basement. Main level has open floorplan w/ spacious kitchen & open room w/ wood-burning fireplace; can be used for dining or family room. Home is all 'real' flooring & tile. Beautifully refinished gleaming hardwoods and stylish modern ceramic tile. The custom kitchen is a cooks dream! 42” cabinetry, Stainless range & appliances, custom tile backsplash, and center island is great for entertaining. 4 large bedrooms, and 3 full bathrooms including a primary bedroom suite w/walk-in, built-out closet. So much is new! Full remodel done in 2020, w additional updates following -privacy fence, front door, lighting, closet organizers, plumbing stacks including sewer lateral and drainage. . Perfect sized mostly level lot over 1/3 acre! OPEN HOUSE Th 4:30-6 & Sun 3/2 1-2:30pm! This one won't last!

12381 Merrick Dr, St Louis

$535,000

3 Beds ⋅ 3 Baths ⋅ 24043304 MLS ⋅ CLOSED Status ⋅ Ventana BLDG.

Stunning 3 bedroom Corner Loft with amazing views looking north! Huge windows plus balcony. Elegant features throughout. For Comparable purposes only. Location: Downtown

1635 Washington Ave Unit 908, St Louis

$312,000

23055779 MLS ⋅ CLOSED Status

Amazing opportunity in Holly Hills! Located on the beautiful tree-lined Fillmore St, this 2-family home has been owner-occupied, remodeled & well cared for. It shows! Seller has an assumable FHA loan with a 2.25% Interest Rate!!! Perfect for owner-occupants to live cheaply AND have home paid for by others! You'll love the wide open feel of the 1st-floor unit; with original hardwoods, art glass windows & beautiful over-sized fireplace! The recently renovated kitchen is incredible! With chestnut-stained solid wood custom cabinets, stainless appliances, glass tile backsplash & sleek new floors, they grab your attention! The original butler's pantry matches perfectly! Outside is a covered deck and a beautifully manicured yard. The 2nd floor unit has the same stylish flow. The remodeled kitchen has striking cherry-wood cabinets, stainless appliances, a tile back-splash & new flooring. The 2nd level back deck is covered for 4 season enjoyment! Includes 2 car detached garage!

3810 Fillmore St, St Louis

$382,800

3 Beds ⋅ 3 Baths ⋅ 25015642 MLS ⋅ CLOSED Status

Evening Open Thurs 3/20@4:30-6! Welcome Home!Tower Grove South GEM- a MUST see! It holds every ideal a homeowner hopes for. Spacious-Almost 2500 sq ft! Updated major systems including a newer roof! Location walkable to South Grand & Blocks from Morganford District! Enter with a "WOW" to the fabulous open floor plan! Sprawling gorgeous flow throughout both levels. Enjoy the inviting living room & family room! Sophisticated dining area sits between. Entertain with ease in the open concept that includes a large island & additional sun or mudroom! Nicely fenced backyard with garaged parking & deck meant to Grill & Chill! Upstairs will not disappoint! Laundry area with included washer & Dryer. 3 Huge bedrooms-historic pocket doors that add to the charm. Grand primary suite & huge bathroom including claw foot tub & separate shower, sprawling vanity, & fabulous sitting area! The love of ownership flows throughout including loads of updates, DRY basement-waterproof system, City Style!

3828 Fairview Ave, St Louis

$306,900

4 Beds ⋅ 3 Baths ⋅ 23062975 MLS ⋅ CLOSED Status

~ Hello Beauty! This SOHA 4BD/2.5BA rare gem is hard to find! Roll up & to the great curb appeal: arched entry door, gingerbread look, nice landscape & porch to enjoy:) Entering you will be elated! Striking historic picture window, fabulous stone fireplace (nonfunctional) flanked with 2 sweet stain-glass windows. Ornate archways, gorgeous historic doors, & rare sconces make this gem SING! Gleaming Hardwoods flow throughout! 1st floor includes 2 nice sized bedrooms & a sharp updated bath. Head outside to the large deck, landscaped fenced yard-screaming for a gathering. 2 Car Garage! Upstairs has 2 additional bedrooms highlighted with peaked roof lines & another full bath! Want to chill? Head to the finished walkout basement where you can hang for hours! Great 1/2 bath with rich slate tile and unfinished workshop area top it off! HVAC & Major systems are newer so this home is meant to only enjoy:) SoHa offers a great walkable lifestyle with loads to do! Come Enjoy!

5720 Murdoch Ave, St Louis

$353,500

4 Beds ⋅ 2 Baths ⋅ 24029347 MLS ⋅ CLOSED Status

OPEN 5/19@1-2:30! Hello Shaw Beauty! Supply is limited in fabulous Shaw Neighborhood, but this gem is yours to enjoy! On sweet quaint Shenandoah Street you have the greatest city attractions just steps away: Botanical Gardens & Tower Grove Park! Enter & get Excited with modern meeting historic. Open concept living room to the charmed dining area including sharp engineered hardwoods & swanky edison bulb chandelier. Updated kitchen with a breakfast bar, butcher block counters & a walk-in pantry for additional storage. Head out to the spacious backyard with a privacy fence, floating deck & loads of gardening opportunity. Size is not an issue here-4 generous bedrooms, including a private 3rd level suite with charming pine floors & large spa like bathroom! The 2nd level front bedroom has built-ins, decorative brick fireplace, & bay window! Ease of ownership with a new roof (2023) & HVAC system (2022) Come enjoy the delight of the city & make this gem yours!

4231 Shenandoah Ave, St Louis

$350,000

3 Beds ⋅ 3 Baths ⋅ 23060492 MLS ⋅ CLOSED Status

Open Sun.10/15@1-2:30! Come & See this bright and shining beauty! This dream home offers loads of space, updated finishes, & a fabulous finished basement! Entering you are greeted with a marble-floored entry, large sitting room & dining area. Picture windows & striking hardwoods complete the feel. The sweet family room has continued beautiful hardwoods, wood wood-burning fireplace, & opens to the updated kitchen. Cook with ease in the sharp kitchen that includes granite tiled counters, 46-inch cabinets, travertine floors & stainless appliances. Enjoy the master suite w/a private updated bathroom. Updated guest bathroom & nice sized bedrooms w/ hardwoods complete the upper level. The basement is GRAND w/a large family room & 2 large bedrooms/Offices including egress windows! The newer 3rd bathroom rests between them. Large backyard-perfect for entertaining including a party patio, pergola, vinyl fence, & shed! Parkway Schools & great highway access this home has style & convenience!

12876 Wenlock Dr, St Louis

$290,000

3 Beds ⋅ 3 Baths ⋅ 24068471 MLS ⋅ CLOSED Status

OPEN SUNDAY 12/15/24 from 1-2:30pm! Beautiful 3 / 2.5 home located on a quiet cul-de-sac in Dougherty Ferry Woods Subdivision. The home includes nearly 1,700 sq. ft of living space plus TONS of outdoor space, and features a large eat-in kitchen that opens to the main living area with wood burning fireplace. Kitchen and lower level family room open to two-tiered deck. It offers beautiful crown molding, wainscoting, chair rails, and five and a half inch baseboards. The spacious master suite offers an attached bathroom including a large vanity and extra closet space. You will enjoy updated bathrooms throughout the house. Home backs to woods with beautiful views of nature. Walk out of the finished basement family room onto the lower level deck. NEW Architectural shingle ROOF! Updated siding, updated furnace and A/C, new carpet in lower level, freshly painted main level! Great schools and close proximity to shopping and entertainment. COOL: 14 SEER+

811 Oak Ave, Valley Park

$453,500

4 Beds ⋅ 4 Baths ⋅ 24052706 MLS ⋅ CLOSED Status

Truly a GEM! This stately farmhouse in Lindbergh Schools is such a rare find & a MUST SEE! 4Beds/3.5ba of pure character. Perfect grand stature w/front & back covered porches for enjoyment. Located on 3/4 acre-it's pure bliss! Whimsical front entry & historic steps that lead to the 2nd level. Grand living room-bay window & beautiful wood-burning fireplace. Entertain w/ease in the large sophisticated dining room! The kitchen has great character: butcher block counters, a tiered island, stylish backsplash & a wood-burning stove! Upstairs is full of enamor w/4 nice sized bedrooms & 3 sharp baths. Closets are large & hardwoods flow throughout. The 3rd level "WOW" suite awaits you! Peaked ceilings that reach beyond 15ft highlighted w/exposed brick & fixtures. Walk-in closet & a thoughtful custom bath including furniture style vanity & walk-in shower. Updates: Zoned HVAC, 3rd level finished & added bath, Asphalt & Patio, plumbing, paint, electric & much more!

12704 Old Tesson Rd, St Louis

$571,600

3 Beds ⋅ 3 Baths ⋅ 24037290 MLS ⋅ CLOSED Status

OPEN SAT. 6/15@1-3! This amazing historic gem was built in the 1800's and has been restored to its Glory-a TRUE Unicorn! Its the perfect blend of Gorgeous History & Modern Conveniences. The "WOW" will start when you drive up. Stellar & commanding presence with rich brick, black pops, historic colors & beautiful wrought iron fence. The enamer continues as you enter. A historic renovation that is hard to find in 2024. The preservation & care lovingly runs throughout. 12+ ft soaring ceiling gives drama & airiness. 4 Striking Chandeliers that ooze luxury. Ornate moldings & Bold black pocket & french doors are restored & beautiful! 4 Historic fireplaces with eye-popping mantles & 2 are converted to gas! Walls removed so Open & Grand. Fabulous kitchen custom finished & modern for look & chef-like meals! Step out & enjoy the double deck & garden like atmosphere. 2nd level doesn't disappoint! Never seen Master Suite! Truly! Custom designed show storing bathrooms! 3rd level oasis! Walkable!

1815 Lynch St, St Louis

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Listings courtesy of Mid America Regional Information Systems Internet Data Exchange as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.