St Louis Real Estate Search

Home Loan Pre-Approval

Getting pre-approved for a mortgage can be intimidating because we are allowing someone else to look at private details about our lives.  We're not always sure how we'll stack up and whether we'll be qualified.  Don't be concerned.  

The professional mortgage lenders help people in all situations and are happy to help!  

Pre-approval is a simple screening of credit / income / employment followed by consultation of what types of loan progams would be most useful for the home buyers.  

Mortgage lenders are experts at the various types of loans and lenders available for specific situations.  They also are the point of contact for various grants and home buyer assistance programs such as the MHDC (Missouri Housing Development Corporation) 

 

RULE #1:  Don't get pre-approved online!

RULE #2:  Don't use an out of town lender!

There are a great many experiences that most full time Realtors can share about clients who failed to heed the first two suggestions above.  

RULE #3:   Use Your Realtor's Preferred Lender!

Realtors work with buyer's (and sellers) from the beginning to the end of the transaction, and can share unfortunate stories about the lenders that seemed friendly and helpful, but as the deal progressed became less available and not as reliable as promised.  

Lenders that aren't local will not be at closing to explain the paperwork, and if there are any mistakes, they won't be on hand to rectify errors or take responsibility.  

Do contact one or more of the Mortgage Lenders from our preferred lender list!  

Do consult with the Premier Team for information about the loan process or questions to ask a lender.

Our Latest Listings

$464,900
3 Beds ⋅ 3 Baths ⋅ 23016831 MLS ⋅ ACTIVE Status
OPEN SUN. 4/2@1-2:30! Hello Beauty- Richmond Hts Gem boasts 2450+ sq feet of charm & greatness! Located in Premier Neighborhood w/amazing surrounding homes, loads of mature trees & Highway accessibility! The fabulous cottage feel when you drive up is awesome & a wrap around huge front porch greets you! Enter the charmer w/quant living room including wood burning stove and french doors to lead to porch! Open dining room that flows to the eclectic kitchen. 42-inch cabinets, granite custom mosaic backsplash, center island, and breakfast nook! You will be wowed by the huge sunfilled family room-more french doors leading to the garden back yard w/large party patio! Amazing custom floating stairs takes you to the fab master suite w/soaring ceilings, a gorgeous custom bath & walk-in closet! 2 nice sized main floor bedroom & charming full bath! The lower level has a newer beautiful full bath & rec. room or 4th bedroom/Office:). HUGE 4+ car garage & nice size laundry room! Come live the life!

1441 Rankin Drive, St Louis
$382,500
3 Beds ⋅ 2 Baths ⋅ 22073940 MLS ⋅ CLOSED Status
Wow! Spacious and modern - only 6 years old-like new! This 3 bedroom, 2 full baths in Willow Walk Estates is sure to impress! Exterior features timeless design with maintenance free siding & wrapped soffit. Professionally landscaped. Entryway through covered patio. Upon entry, you'll LOVE the wide open main level floor plan w/ extra tall ceilings AND vaulted ceilings: loads of updates! Feeling is spacious, bright and airy! Large open feel throughout. Dark wood-grained flooring luxury vinyl flooring in living area, w/ travertine appearance in kitchen. Kitchen features large center island w/ sleek grey cabinets, 60" wall cabinets. Deck off dining area made w/ composite decking & freshly painted railings. Great location -sits on a cul-de-sac and backs to woods. Beautiful view during the spring & summer months! Walk out basement w bonus / sleeping room & roughed in bathroom! All this in a great community and Wentzville Liberty schools. Don't miss it!

234 Grayleaf Court, O'Fallon
$412,000
4 Beds ⋅ 3 Baths ⋅ 22073764 MLS ⋅ CLOSED Status
Hello Lindbergh Schools Beauty! Nestled in a quaint neighborhood on a cul-de-sac this home is meant to enjoy! Great curb appeal with a wrap-around porch & forest backdrop! Entering you will say "WOW!" with the gorgeous rich Maple floor that sprawls throughout & the amazing open floor plan. Large windows bring the outdoors in & a beautiful gas fireplace adds to the beauty! Chef-like kitchen w/gorgeous granite counters, pantry, & grand breakfast bar. It's meant for meal prep & parties! Entertain w/ease inside or out on the GRAND private maintenance-free deck backing to trees. Upstairs has sprawling organic bamboo floors! Fabulous Master Suite including walk-in closet & sharp master bath! 3 other generous-sized bedrooms & sweet updated guest bath top it off! Need more space? Head down to the awesome finished walk-out basement for family fun- an additional living area:) Lindbergh Schools, Neighborhood, & Beautiful Finishes make this a MUST-HAVE!*Assumable VA Loan!

10303 Grant Forest Lane, St Louis
$321,500
3 Beds ⋅ 3 Baths ⋅ 22060472 MLS ⋅ CLOSED Status
Open Sun 9/18 1-2:30pm! This like-new home in Charlestowne Place is move-in-ready, beautifully built, & ready for you! Here's your chance to own in Charlestowne for a fraction of the cost of new builds! Thousands in upgrades included!! Entering this home you'll love the wide open feel - 9' ceilings & oversized windows in the living room, dining room & open kitchen! Elegantly finished with Cassa Bella engineered espresso flooring throughout main level. Kitchen boasts stylish quartz counters, ceramic tile backsplash and modern upgraded grey 42" cabinets and peninsula w/ bar height breakfast counter! The dining area & outdoor patio are adjacent, great for entertaining!! 2nd Floor Laundry & loft area!! Huge master suite w/ upgraded bathroom vanity & 2 walk-in closets! 2 other large beds w walk in closets. Full basement! This community has an enhancement program with lawn care & snow removal, plus a gazebo park and play area down the street! Don't miss this fantastic opportunity!!!

419 Copperfield Court, St Charles
$470,000
4 Beds ⋅ 3 Baths ⋅ 22038238 MLS ⋅ CLOSED Status
Open House Canceled-home under contract. Comfort & style is this updated and meticulously cared for Claymont Lakes home. Beauty starts with CURB APPEAL lush greenscape & lovely landscape! Entering, you'll be 'WOWed' by the open feel, gleaming engineered hardwoods & natural light. The kitchen is a MASTERPIECE with custom-built cherrywood cabinets, Cambria quartz composite countertops, center island, mosaic backsplash, stainless appliances with vent hood & updated pendant & recessed lighting! View the beautiful private back yard from the breakfast room with oversized bay windows. The family room boasts a large full masonry wood burning fireplace and two updated doors to the porch and composite deck. Perfect for your enjoyment & entertaining! The upper level has a large stylish master bedroom including an updated full bath & walk in closet. Nice sized guest bedrooms & beautiful guest bath! Fab finished basement perfect for fun & chill! Large storage area! Pride of ownership!

15011 Ridge Lake Drive, Chesterfield
$315,000
22033359 MLS ⋅ CLOSED Status
Rare Richmond Heights Investment Opportunity! Whether you are entering the market for the first time or desire to add to your folder of properties, come check out this great 4 family! The sister building is connected and it will be sold as a package- ability to purchase 8 units with conventional loan! Package deal with 7076 Mitchell. All one bedroom units with central air and Hardwoods & Ceramic Tile floors & some new windows. All kitchens have gas ranges, garbage disposals, microwaves, and refrigerators. Most have updated cabinetry, updated tile floors, and dishwashers. 3 Water Heaters and 3 A/C replaced in last 5 years. Windows replaced in 3 units. Back Deck & retaining wall on east side updated in ownership. Fab Richmond Heights and loads of options! Brand new roof & updated halls! Access Hwy 64/40, Forest Park, & all the great restaurants, cafes, shopping, & breweries in Downtown Maplewood. Rare opportunity that is an investors dream! Sale is Firm As-Is

7076 Mitchell Avenue, St Louis
$315,000
22033363 MLS ⋅ CLOSED Status
Richmond Heights Investment Opportunity! Whether you are entering the market for the first time or desire to add to your folder of properties, come check out this great 4 family! The sister building is connected and it will be sold as a package- ability to purchase 8 family with conventional loan! Package deal with 7076 Mitchell. All one bedroom units with central air and Hardwoods & Ceramic Tile floors & some new windows. All kitchens have gas ranges, garbage disposals, microwaves, and refrigerators. Most have updated cabinetry, updated tile floors, and dishwashers. 3 Water Heaters and 3 A/C replaced in last 5 years. Windows replaced in 3 units. Back Deck updated & retaining wall on east side replaced 3yrs ago. Fab Richmond Heights and loads of options! Brand new roof & updated halls! Access Hwy 64/40, Forest Park, & all the great restaurants, cafes, shopping, & breweries in Downtown Maplewood. Rare opportunity that is an investors dream! Sale is Firm As-Is

7080 Mitchell Avenue, St Louis
$886,000
4 Beds ⋅ 4 Baths ⋅ 22028343 MLS ⋅ CLOSED Status
OPEN SAT 5/7@1-2:30! A stunner that backs to beautiful Pevely Farms Golf Coarse offering privacy and views for miles! Magical Cottage feel: shutters, decorative rich stone, & extensive custom landscape on a 1+ acre- Magnificent! Pride of ownership throughout! A "WOW" entry- soaring ceilings, grand open feel, custom molding & floor to ceiling windows showcasing the richly green golf course! Gorgeous kitchen including custom cabinets, huge island, professional appliances, & dazzling granite! Window encased sunroom. Striking engineered floors throughout both levels! Sophisticated living & dining area w/ beautiful gas fireplace. The Master suite is a masterpiece: views and fine finishes! Fab. Bath w/ oversized soaking tub, separate shower, double bowl vanity & custom-built closet. 4100+ Sq Ft- The lower level offers loads of finished area perfect for family fun! Large unfinished area including a sauna spa! Rockwood schools, stellar lot, & luxury finishes it doesn't get better than this!

352 Barn Side, Eureka
$502,000
4 Beds ⋅ 4 Baths ⋅ 22023114 MLS ⋅ CLOSED Status
OPEN HOUSE SUN 4/24@1-2:30! Hello Tower Grove South Beauty! This 3400+Sq Ft, 3 Story gem is a Must-See! Front covered porch & historic charm on the exterior. Enter into a fabulous wide open space w/ hardwoods throughout & soaring ceilings! Freshly painted & new light fixtures really set it off! Entertain with ease in the grand dining area that opens to the beautifully updated kitchen. Delicious meals and inspiration will come with loads of cabinetry, granite counters, & stainless appliances. Enjoy a large bonus family room right off the kitchen! Head upstairs to find perfectly appointed generous bedrooms including a master w/its own private bath & laundry room! Another large living area between the 2 private bedrooms! The 3rd level is great additional space with 2 more large bedrooms, a full bath, and a kitchenette area. This could even be a possible air-bnb to share the costs! Nice sized yard, deck, & 2 car garage top it off! Walkable to TG Park, S. Grand, & Morganford-FUN!

4040 Hartford, St Louis
$476,000
3 Beds ⋅ 3 Baths ⋅ 21085151 MLS ⋅ CLOSED Status
Welcome to this mid-century modern GEM in sought-after Glendale! With 3 spacious beds, 2.5 updated bathrooms & an open floor plan with floor-to-ceiling picture windows and gleaming hardwood floors. You'll love the kitchen, w its updated granite countertops, custom maple shaker style cabinets, stainless steel appliances, & a stylish breakfast bar w pendant lighting. The lower-level family room walks out to a large outdoor patio & has a gorgeous brick wood-burning fireplace and stylish built-in shelving! Your master bedroom has his & her adjacent closets & a nicely updated bath w ceramic tile floors and a shower. Park in an oversized 2 car garage, and enjoy a finished lower level that offers a recreation area, laundry room, and extra office space. Fabulous, large, fenced landscaped backyard with a great-sized patio and deck. Perfect space for entertaining! Webster Groves Schools! You'll be thrilled to make this beautiful home your own!

14 Glenhaven Drive, St Louis
$295,900
3 Beds ⋅ 3 Baths ⋅ 21083715 MLS ⋅ CLOSED Status
Hello Beauty! Located in Fabulous Gate District this gem has the look, location, & large lot buyers want! Great curb appeal with front porch, poppin' brick, & custom molding. As you enter you will be struck by the 9' ceilings & gorgeous flooring that flows throughout. Sophisticated dining room that is the perfect greeting! The living room is situated between the dining & breakfast room, makes for perfect flow & easy entertaining! Smashing custom lighting adds to the beauty! Sharp kitchen that includes a gas stove, plenty of prep space & a breakfast bar. Enjoy the large private deck for grilling & chilling. You will be impressed with the size of the privacy fenced yard & loads of parking including a 2 car tuck under garage. The upper level offers 3 generous-sized bedrooms including the stylish master suite with a walk-in closet & private bath. The bonus lower level is perfect for a workout room or finishing it would make a great family room. Come enjoy the city in Style!

2819 Eads Avenue, St Louis
$300,000
2 Beds ⋅ 2 Baths ⋅ 21083708 MLS ⋅ CLOSED Status
Enjoy Brentwood in this Charming Arts & Crafts Style home! Fantastic curb appeal & landscaping including a fab front porch. Steps away from Rogers Parkway Trail and in the snap of Brentwood! Entering, the Bright & Grand living room will catch your attention. Beautiful hardwoods that flow throughout, large picture windows including art glass & a gas fireplace for those cold winter evenings. Sophisticated dining room that offers loads of character w/sweet windows & light fixtures. An ideal updated main level 1/2 bath as well. Enjoy the beautifully updated kitchen w/ custom maple cabinets, granite counters, & a convenient pantry. The fantastic large deck is off the kitchen & overlooks the spacious fenced yard. Perfect for parties & enjoyment! Upstairs has 2 nice sized bedrooms w/walk in closets. The master bedroom also features a split system A/C unit to assure comfort. The upper bath is updated including a sharp vanity, Ceramic tile, & bonus storage! Welcome Home!

8707 Eulalie Avenue, St Louis
$332,609
2 Beds ⋅ 2 Baths ⋅ 21076134 MLS ⋅ CLOSED Status
Beautiful Lindenwood Park HOME waiting for you! 2-story charmer featuring a load of updates! Ideal gourmet kitchen with 42 inch solid cherry cabinets, dazzling granite, breakfast bar & upgraded appliances -Viking Stove! Historic hardwood flow throughout! Fab main floor family room addition w/vaulted ceilings-great for entertaining. An unexpected "WOW" space. Grill & Chill in the backyard including large patio/garden area, level fenced yard, & detached garage! Sweet features include crown molding, 2 decorative fireplaces, & iron railing. A perfect blend of charm & contemporary convenience. Upper level has 2 airy nice sized bedrooms, sprawling hardwoods & his/hers closet. Super sharp bathrooms nicely updated w/ pops of uniqueness. Finished walkout lower level make a perfect media/game room or possible 3rd bedroom area. Come enjoy Francis Park, Ted Drewes & all that South City has to offer with ownership of this home that boasts beauty & style!

6609 Bancroft Avenue, St Louis
$353,500
4 Beds ⋅ 2 Baths ⋅ 21066254 MLS ⋅ CLOSED Status
You will LOVE this GEM! Set in beautiful Lindenwood Park neighborhood. This mid-century styled full brick home is a rare find! The inside is impressive w/ fab hardwoods throughout, updated kitchen including can-lighting, gleaming granite & subway tile backsplash! You will say “WOW” when entering into the great room with a modern 2 sided encased in brick fireplace & vaulted two story ceilings. The flow is perfect, with the living room to the left, and the kitchen to the right. Also, the first level has a nice sized bedroom with an updated full bath. Enjoy the 3 additional upper bedrooms & another sweet full bath! Bonus room in the basement & additional space to expand! Generous fenced yard & 2 car ideal garage! Fantastic neighborhood with nearby shops, cafes, restaurants, parks and trails! Great walkability and highway access! This is a fabulous find with great size, style & location! Come enjoy the city!

3643 Tamm Avenue, St Louis
$345,000
21061308 MLS ⋅ CLOSED Status
Amazing investment opportunity! This gem of a 4 family is on a fab residential street in North Hampton surrounded by single family homes! Cool art deco vibe the 4 units are spacious & bright. You have a large living area with generous closet. Nice sprawling hardwoods throughout. The kitchen & dining combo area includes ceramic tile, updated lighting and appliances. Tenants love the private back bedroom that has a sweet sunroom off of it. All units are centralized HVAC & 2 of the units have systems replaced in 2019/20. There are storage units and washer dryer hookups in basement for all tenants. Parking a wonder? Not here with the very nice brick 4 car garage with garage openers! The tenants love having covered parking. Right now 2 of 3 tenants have access to use the garage. Rents are below market because the tenants have been there long term and we have not raised rents. We had tenant vacate the available unit so we could allow agents to show it. This gem is a rare fruitful investment!

5054 Parker Avenue, St Louis