St Louis Real Estate Search

“Do we REALLY Need Title Insurance?”

This is a question we get occasionally when home buyers are starting to add up the different costs involved in buying a new home.  Almost always, when they understand what it is, they buy a title policy.   

What we often times call the ‘title company’ is a combination of a notary service, a private, remote, recorder of deeds, a transaction closing service, and an insurance agency (ours has snacks and refreshments too :-).   

Being an insurance agency is really their business, since the other things they do are largely incidental.  The insurance offered known as title insurance covers the home buyer for anything that can happen BEFORE the sale that might affect the ownership of the home after closing.  

Most home buyer's would be at a loss to figure out what types of problems could exist, believing that all the paperwork they sign at closing PROVES their ownership.   If only it could be so simple.   

These are the top items that can cause problems for a homeowner:

1.  Mechanics Liens -- any contractors not paid for work have a period of time to file a lien on the property if they aren't properly paid.  One would think that the expense would follow the name of the person ordering the work, but in the law, the lien is placed on the property, regardless of who ordered the work.

2.  Unresolved Wills or Heirs  -- if in the past, your home was owned by a decedent, and a will was discovered after death, or an heir to the property was somehow missed in the process of transferring the home ownership, you may be in for an unexpected legal challenge.   Unfortunately its not something that get's resolved with a phone call.  

3.  Survey Issues -- purchasing a survey when you buy doesn't guarantee that other properties or encroachments don't exist.  Boundary disputes can occur.   

4.  Unknown Liens -- judgements, old mortgages, and other types of liens can be found, sometimes years after a sale takes place.   

5.  Forgeries & Errors -- Public record documents are subject to error, and even worse, forgery.   

6.  Undisclosed encumberances  -- if someone has certain rights to your property that weren't disclosed, this can be a problem.

 

While most of these issues may be able to be resolved, having the time, money and 'know how' to do it yourself could be a mess.  Knowing you have the backing and protection of a financially rated insurance company allows the home buyer the peace of mind and protection of knowing that once they make a purchase, their ownership will be protected.  

Estate Homes in St. Louis

$10,100,000
7 Beds 13 Baths 26056116 MLS ACTIVE Status
A rare offering of timeless elegance and extraordinary scale, this magnificent English Country estate showcases over 20,000 square feet of curated living designed for multi-generational connection and refined entertaining. Set on 20+ private acres, the property offers a secluded retreat with convenient access to major highways, executive aviation, and Lambert International Airport. Arrival is unforgettable, crossing a charming stone bridge over a winding stream before the estate is revealed in breathtaking fashion. Beyond the residence, a remarkable collection of resort-inspired amenities awaits. Equestrian facilities—modeled after the famed Busch Gardens Clydesdales—complement a spectacular sports and event venue. The immersive water retreat features cascading waterfalls, slides, a lazy river, swim-up bar, and secluded grotto. Designed for large-scale hosting, the event center includes full basketball and volleyball courts with expansive sliding doors that open to covered terraces, ideal for weddings, corporate events, and gatherings of 200+ guests. The walkout lower level is dedicated to entertainment, offering a private bowling alley, full bar, arcade, theater room, conference space with catering kitchen, and gallery areas. Inside, exquisite craftsmanship defines each space with intricate millwork, radius moldings, and nine masonry fireplaces. Dual primary suites, a multi-level library, private chapel with leaded glass, and an elevator add both luxury and function. Seven spacious bedroom suites, each with private balconies and ensuite baths, complete the home, along with commercial-grade laundry on multiple levels. More than a residence, this is a legacy estate designed to be experienced and shared for generations.

7 Hillside Ct, Wentzville

$3,850,000
4 Beds 7 Baths 26051625 MLS ACTIVE Status
Set amidst 9.93 serene acres, Remington Heights is a private retreat where refined luxury meets the beauty of the outdoors. Thoughtfully designed for both grand entertaining and effortless everyday living, the property offers an exceptional collection of amenities rarely found together in one residence. At the heart of the home, the great room is anchored by a stone fireplace and expansive views overlooking the heated pool and beautifully landscaped grounds. The adjoining dining room is truly one-of-a-kind, featuring an 1859 log cabin originally located in Perryville, Missouri, which was carefully disassembled and re-erected within the home. Multiple fireplaces throughout the residence add warmth and character, including two gas fireplaces and one wood-burning fireplace. The gourmet kitchen combines functionality with timeless style, featuring natural slate tile flooring, granite countertops, a Wolf gas range, double ovens, and premium appliances. A distinctive stone archway connects the kitchen to the great room and its beautifully appointed wet bar, complete with Sub-Zero refrigeration drawers and an ice machine, creating an ideal flow for entertaining. The primary suite offers a private sanctuary with electric shades and a spa-like bath featuring heated floors, a six-foot air bubble tub with heater, and a steam shower with digital multifunction shower heads. The finished lower level provides an exceptional extension of the home's living and entertaining spaces, with a spacious recreation area, second wet bar with Sub-Zero refrigeration drawers and an ice machine, private bedroom, full bathroom, and convenient half bath located just off the pool area. Thoughtfully designed for both entertaining and extended stays, this versatile space offers comfortable accommodations for guests and an inviting setting for gatherings. The outdoor spaces are designed for year-round enjoyment, with a heated pool, hot tub, waterfall feature, and expansive outdoor living area with an additional outdoor fireplace and partially removable vinyl enclosures. An integrated irrigation system, including drip irrigation for the poolside planters, keeps the grounds beautifully maintained. Technology and infrastructure are seamlessly integrated throughout the property, including a whole-house speaker and TV distribution system, HAI lighting control, security cameras and alarm, geothermal heating and cooling, and an automatic generator providing backup power for the home. Beyond the main living areas, the wooded lower grounds follow the property's creeks and offer a private campsite, fire pit, and flushing toilet, creating an unexpected retreat just steps from home. The property's expansive grounds offer a rare opportunity to embrace a lifestyle defined by privacy, recreation, and connection to nature, all within a remarkably accessible setting. With its exceptional amenities, distinctive architectural character, and beautiful natural surroundings, 3433 Remington Heights offers a truly extraordinary private estate experience. Showings Begin Sept 8th.

3433 Remington Heights Dr, Glencoe

$2,895,000
5 Beds 6 Baths 26006089 MLS ACTIVE Status
A truly one-of-a-kind 15-acre estate in the heart of O’Fallon, offering a rare combination of luxury, privacy and versatility. The property consists of an impressive main residence, two outbuildings, a separate guest house, inground pool and pond, creating a setting unlike anything else in the area. Whether envisioned as a private family compound, multi-generational estate, or a space to operate a small business, the possibilities are endless. The all brick and stone executive atrium ranch offers nearly 8,000 sq ft of beautifully appointed living space with 5 bedrooms, 6 bathrooms and timeless architectural detail throughout. Multiple gathering spaces, custom finishes and an expansive finished lower level provide an exceptional setting for everyday living and entertaining. The first outbuilding offers ~7,000sqft of space, currently configured to include an event space with a full kitchen, office spaces with a full bathroom and an expansive garage/workshop with garage door access. A second ~3,500 sq ft building offers unfinished space with bath rough-ins, loft, laundry connections and running water, ready to be customized to suit your vision. A private ~1,000sqft guest house further enhances the property, complete with a full kitchen, bathroom, living room and sleeping area. Beyond these structures, an inground pool and pond surrounded by sprawling acreage complete this private property. With approximately ~3 acres zoned residential and the remaining ~12 acres zoned commercial, opportunities of this caliber are exceptionally rare.

1252 Pinehurst Club Ct, O'Fallon

$1,750,000
5 Beds 7 Baths 26043013 MLS ACTIVE UNDER CONTRACT Status
Coming Soon! Showings start 7/11- Open House Sunday, 7/12 from 12-3! Experience luxury living in this exceptional custom-built 1.5-story estate nestled on 5 picturesque acres, offering remarkable privacy and a resort-style backyard complete with a stunning inground pool. From the custom mahogany front door to the dramatic two-story foyer with elegant tile flooring and a sweeping staircase, every detail reflects timeless craftsmanship and sophistication. Designed for both everyday comfort and grand entertaining, the home showcases exquisite millwork, crown molding, and premium finishes throughout. The impressive two-story great room features soaring windows that fill the space with natural light, complemented by a striking floor-to-ceiling stone fireplace. The gourmet kitchen is a chef's dream with custom cabinetry, a spacious center island with breakfast bar, built-in refrigerator, gas range, beverage chiller, and an adjoining breakfast room. Just beyond, the vaulted hearth room offers built-in cabinetry and a cozy fireplace, creating the perfect space to gather with family and friends. The luxurious main-level primary suite serves as a private retreat, featuring heated flooring, two walk-in closets, and a spa-inspired bath with dual vanities, a jetted soaking tub, and a walk-in shower. Upstairs, you'll find three additional bedrooms, three full bathrooms, and a versatile bonus room. The finished walk-out lower level expands the home's living space with an impressive entertainment area featuring a bar, mini kitchen, spacious family room, dedicated workout room, full bathroom, and two additional bonus rooms that offer endless flexibility for guests, hobbies, or home office space. Step outside to your own private oasis. The beautifully designed 20' x 40' saltwater-enabled inground pool is complete with an automatic safety cover and diving board, while composite decking, multiple patios, and expansive level yard space create the perfect setting for outdoor entertaining and relaxation. Additional highlights include main-floor laundry, two main-level powder rooms, a three-car side-entry garage, and countless thoughtful details throughout. This extraordinary estate offers an exceptional combination of luxury, comfort, and privacy in a truly breathtaking setting.

3760 Bear Tooth Ln, Wildwood

$4,200,000
5 Beds 9 Baths 26042213 MLS ACTIVE Status
Located in the heart of Missouri Wine Country near the historic town of Hermann, this extraordinary 376+- acre estate in Gasconade County offers one of the largest contiguous tracts available in the region. Combining luxury living, productive farmland, premier recreation, and extensive infrastructure, the property is ideally suited as a private family estate, corporate retreat, hunting lodge, equestrian operation, cattle farm, short-term rental/VRBO/Airbnb, event venue, or business headquarters. Surrounded by the rolling hills of central Missouri, the property features breathtaking views, established pasture, mature timber, water features, and convenient access to the Missouri River corridor and Hermann wine region. The balance of open ground and wooded habitat provides outstanding deer and turkey hunting while maintaining excellent agricultural utility. At the heart of the property is an impressive 10,000+- sq ft total living space lodge with 5 bedrooms and 9 bathrooms. Designed for entertaining, it features expansive gathering spaces, including a 1,600+- sq ft great room and matching four-season room with soaring vaulted wood ceilings and panoramic views overlooking the private 2+ acre lake. The oversized kitchen offers abundant prep space, seating, and room for large gatherings. The resort-style setting includes the stocked 2+ acre lake with a sandy beach, swim platform, elevated pavilion, and excellent fishing. Groomed ATV and horseback trails wind throughout the property, connecting wooded ridges, creek bottoms, and pastures. Additional amenities include a full-size soccer field, elevated hunting cabins, and numerous established stand locations. Guests are accommodated by additional living quarters, including a renovated two-story red barn with approximately 2,500+- sq ft of finished living space featuring a bedroom, bathrooms, and recreation area, plus a separate 3-bedroom, 2-bath guest home—ideal for family, staff, hunting groups, or corporate retreats. Agricultural improvements include three fenced cattle pastures, approximately 50+- acres of productive hay ground, orchards, gardens, cattle barns, and multiple utility buildings. Additional improvements include a 7,200+- sq ft pole barn, 1,400+- sq ft heated and cooled tool shop with four garage doors, attached 3,000+- sq ft heated garage, separate 2,000 +- sq ft heated utility workshop, kennel facilities, gazebos, storage buildings, and equipment sheds. A dedicated 3,000+- sq ft office building includes conference space, private offices, open work areas, dual satellite systems, and DSL service, making the property well suited for a remote business headquarters or corporate campus. Two Generac generators and dual outdoor wood furnaces provide dependable backup power and heating for the home, office, and garages. The property also offers exceptional future potential with an ideal location for construction of an additional 25 acre lake. Its combination of water, timber, pasture, and rolling topography creates year-round opportunities for hunting, fishing, horseback riding, ATV recreation, livestock production, farming, and outdoor entertaining. Located within the Gasconade County R-1, Hermann School District, the property offers convenient access to wineries, river recreation, shopping, dining, and tourism while maintaining outstanding privacy. Properties of this size and caliber are rarely available in Missouri Wine Country, especially with this blend of luxury improvements, agricultural utility, recreational diversity, and income-producing potential. Whether you're seeking a premier Missouri hunting property, luxury country estate, corporate retreat, equestrian operation, or legacy family compound, this remarkable 376+- acre property offers unmatched versatility in one of Missouri's most desirable rural regions.

2264 Wurtz Rd, Hermann

$2,499,000
7 Beds 9 Baths 26036688 MLS ACTIVE UNDER CONTRACT Status
Luxury Estate on 11.39 Private Acres | 8,000 Sq Ft approximately | Pool | Guest Quarters | 3,600 Sq Ft Detached Garage. Welcome to this extraordinary custom-built estate nestled on 11.39 secluded acres in the heart of Festus. Overlooking a beautiful stocked pond, this one-of-a-kind property offers 8,000 square feet of thoughtfully designed living space, combining luxury, comfort, and functionality. Featuring 7 bedrooms, 8 full bathrooms, and 1 half bath, the home showcases impressive 20-foot ceilings entry, rich wood flooring, and expansive living areas designed for both everyday living and large-scale entertaining. The chef’s kitchen is a true centerpiece, equipped with quartz countertops, dual refrigerators, dual sinks, and dual dishwashers, dual cooktops, dual ovens, providing exceptional space and convenience for hosting family and guests. The stunning 956-square-foot primary suite serves as a private retreat, complete with vaulted ceilings, three closets, and a dedicated laundry room. The main level also includes a guest bedroom and full bath, while the upper level features a spacious loft and three bedrooms, each with its own private en-suite bathroom. The finished lower level offers additional living and entertaining space, including a large family room and a complete in-law suite with private garage access. Property Highlights: 8,000 Sq Ft Custom Home - 11.39 Private Acres with Stocked Pond Views - 7 Bedrooms | 8 Full Baths | 1 Half Bath - 474 Sq Ft Sunroom - 36,000-Gallon Heated In-Ground Pool & Hot Tub - 3,600 Sq Ft Climate-Controlled Detached Garage with RV storage and car lift - Separate Secondary Building with living quarters, garage, and private entrance - Multiple Garage Spaces (12) for vehicles, recreational equipment, and workshop needs - Ideal for Multi-Generational Living, Entertaining, or Hobby Enthusiasts. From the resort-style outdoor amenities to the extensive garage and guest accommodations, every aspect of this estate has been designed to provide an unmatched living experience. Properties of this caliber and versatility rarely become available. Schedule your private showing today and experience everything this remarkable Festus estate has to offer.

284 Clermont Dr, Festus

$1,300,000
4 Beds 6 Baths 26038320 MLS ACTIVE UNDER CONTRACT Status
Custom-built 14-acre property located just minutes from Farmington, offering a unique combination of residential living and potential business opportunities. The main residence features 4 primary suites, including one on the main level with a private bath. Two upper-level suites include large showers and jetted/bubble tubs, while a fourth private suite is located above the garage. The home also offers a chef's kitchen with custom cabinetry, granite countertops, a formal dining room, and a spacious great room with a gas fireplace. 30' above ground pool is off the great room. A separate building previously operated as an event center and bed and breakfast and features a grand staircase, 2 additional primary suites, a kitchenette. A full kitchen is also featured on the main level. The property also includes a stocked pond along with an additional heated/cooled outbuilding providing ample storage space for equipment, hobbies, or workshop use. Also features a 20,000 KW Diesel Generator with manual disconnect. The microwave/convection oven in the event center kitchen does not stay with the sale of this listing. All furniture, decor, personal property and pictures shown in the home are excluded from the sale of the property, unless otherwise negotiated and agreed upon in writing by the buyers and sellers. This versatile property offers numerous possibilities for residential, retreat, recreational, or business use. Homeowner requests a minimum 24-hour notice for all showings.

6889 Hwy F, Farmington

$5,900,000
5 Beds 8 Baths 26035930 MLS ACTIVE UNDER CONTRACT Status
Tucked away at the end of a winding drive and surrounded by 12.58 breathtaking acres backing to Love Park, 262 Dietrich Road is a once-in-a-generation estate where exceptional craftsmanship, timeless architecture, and unparalleled privacy come together to create something truly extraordinary. Offering over 7,000 square feet of finished living space, five private bedroom suites, eight bathrooms, garage space for up to ten vehicles, and resort-style amenities rarely found in St. Louis County, this remarkable property was designed and built without compromise. From the moment you arrive, the home's commanding presence is unmistakable. A limestone and Hardie exterior, Grand Manor roof, custom doors, manicured grounds, and mature trees create a stunning first impression, while the surrounding acreage provides a level of seclusion and tranquility that is increasingly impossible to find. Inside, soaring cathedral ceilings, dramatic beam details, arched openings, rich hardwood flooring, travertine tile, custom millwork, and walls of Marvin windows fill the home with warmth, natural light, and timeless elegance. At the heart of the home, the chef's kitchen showcases handcrafted Mouser cabinetry, an impressive 11.5-foot granite island, Sub-Zero refrigeration, Wolf cooking appliances, Bosch dishwasher, Hoshizaki ice maker, walk-in pantry, and a stunning hearth room anchored by a floor-to-ceiling stone fireplace. The thoughtfully designed floor plan balances grand-scale entertaining with comfortable everyday living, offering multiple gathering spaces, a custom office, built-ins throughout, and two luxurious ensuite bedrooms on the main level. The primary suite serves as a private retreat featuring its own fireplace, boutique style custom closet with island storage, heated bathroom floors, dual vanities, dressing area, air tub, and spa-inspired shower with rain head, body sprays, and premium fixtures. The walkout lower level was built for entertaining and recreation, offering additional ensuite bedrooms, expansive gathering areas, a custom wet bar, commercial-grade fitness center, safe room, and more than 1,100 square feet of storage space. Step outside and discover what truly sets this estate apart. A heated freeform pool with travertine decking, tanning ledge, built-in benches, and lush landscaping creates a private resort atmosphere. Just beyond, an incredible octagonal pavilion serves as the ultimate outdoor entertaining destination, complete with a wood-burning fireplace, outdoor bar, built-in Wolf grill, Sub-Zero refrigeration, and full bath. Whether hosting unforgettable celebrations, enjoying summer evenings by the fire, or simply taking in the beauty of the surrounding acreage, every inch of this property was designed to bring people together. Built to an exceptional standard with 12-inch poured concrete foundation walls, 600-amp electrical service, generator readiness, dual 80-gallon high-recovery water heaters, three-zone HVAC, central vacuum, and countless custom upgrades throughout, this is a home that reflects a level of quality rarely seen today. Adding even more value and future potential, the offering includes an additional 1.32-acre parcel with Dietrich Road frontage. More than a luxury home, 262 Dietrich Road is a private legacy estate - a place where generations gather, memories are made, and dreams become reality.

262 Dietrich Rd, Ballwin

$2,750,000
6 Beds 8 Baths 26031948 MLS ACTIVE Status
Private, peaceful, and pure bliss at every turn! This enchanting French Country sanctuary offers over 8,700 sq ft of luxurious living space across a beautifully reimagined 4-bed, 3 full and 2 half bath main residence and an updated 2-bed, 3 full bath guest house/pool retreat nestled among the 8+ acres of lush tranquility. The main residence underwent an extensive 2023 renovation transforming the hearth room, dining room, family room, office, laundry room, foyer, both main-level powder rooms, and a breathtaking redesigned chef’s kitchen packed with Sub-Zero & Thermador appliances and dramatic commercial-grade Pella sliders opening to the stunning courtyard patio. A spacious upper-level primary suite serves as a private retreat with a balcony, sitting area, fireplace, expansive dressing room with multiple walk-in closets, sauna, and spa-inspired bath. Secondary bedrooms include custom built-ins and updated finishes, and the fully renovated hall bath is spectacular. Designed for entertaining, the speakeasy-inspired lower level offers a lounge with a stone fireplace, custom bar, wine cellar, full bath, cedar closet, abundant storage, and new flooring. A private resort unfolds as you stroll towards the charming guest house featuring a spa & heated pool with retractable enclosure, app-controlled systems, and Sonos sound throughout. Beautifully updated, the guest house includes 2 full baths & a kitchen on the main, and a 2 bed/1 bath apartment with a full eat-in kitchen upstairs. The manicured grounds are equally captivating with a tiered fountain, koi pond & stone stream bed, stamped concrete patios and walkways, lush professional landscaping, irrigation system, and private gated entrance. Additional highlights include garages for 5 vehicles, updated HVAC and water heaters, smart security system, and extensive system upgrades throughout. A truly one-of-a-kind estate offering extraordinary privacy, resort-inspired living, and timeless French Country elegance—all conveniently located near premier shopping, dining, hospitals, and within the highly sought-after Lindbergh School District. See feature sheet for more details!

10700 Starhill Dr, St Louis

$4,000,000
5 Beds 6 Baths 26005841 MLS ACTIVE Status
Extraordinary one of a kind 39+/- acre luxury estate offering exceptional privacy, water features, and true resort-style living, with additional acreage available for purchase. Designed for legacy ownership, multigenerational living, or a private retreat, this property combines refined architecture with unmatched amenities. The main residence showcases exceptional architectural detail throughout, beginning with a grand two-story great room featuring extensive custom millwork, hardwood flooring, and a beautiful fireplace framed by an ornate, furniture-grade wood surround. A dramatic entertainer’s bar anchors the space, highlighted by a custom wood canopy suspended by decorative metal chains. Adjacent, the hearth room offers a striking floor-to-ceiling fireplace and walls of windows overlooking the grounds. The gourmet kitchen features furniture-grade cabinetry, granite countertops, a large center island, warming drawer, and seamless flow to the hearth and breakfast rooms. The kitchen walks out to a massive deck with sweeping views of the lake and pool—ideal for entertaining or everyday enjoyment. Just off the foyer, a private main-level executive office includes custom built-ins, rich wood detailing, and motorized window shades, providing a quiet professional workspace or refined retreat. The main-level owner’s suite offers private deck access, a spa-style bath, and dual walk-in closets. The upper level includes two private bedroom suites, each with en-suite baths and walk-in closets with built-in's, along with a loft overlooking the great room. The mostly finished lower level is designed for both comfort and entertaining, offering a second full kitchen, family room with stone fireplace, recreation room with an additional fireplace —bringing the home to a total of four fireplaces, dedicated media/theater room, additional bedroom suite, 5th bedroom currently used as a workout room, and extensive storage. Notable systems and upgrades include a professionally installed whole-home and outdoor audio system, upgraded wireless security system, climate-assisted wine storage with wood racking, energy-efficient geothermal heating and cooling, solar system, radiant basement floors, and geothermal pool heating. Underground double-wall fuel storage tanks are professionally installed to DNR standards, providing enhanced safety and emergency preparedness. The outdoor living spaces are truly resort-caliber, featuring a saltwater pool, expansive hardscaping, built-in fire pit, covered patio with outdoor kitchen, mature landscaping, a private lake, two additional ponds, and expansive grounds ideal for recreation and relaxation. The property also includes a substantial brick carriage house with a massive workshop, main-level entertainment area with full bath, and finished living quarters above—perfect for guests, hobbies, or multigenerational use. The main residence offers five heated garage bays, completing this exceptional offering. A rare opportunity to own a luxury estate of this caliber, offering privacy, flexibility, and enduring value.

27499 Franklin Rd, Wright City

Start Your Search