St Louis Real Estate Search

“Do we REALLY Need Title Insurance?”

This is a question we get occasionally when home buyers are starting to add up the different costs involved in buying a new home.  Almost always, when they understand what it is, they buy a title policy.   

What we often times call the ‘title company’ is a combination of a notary service, a private, remote, recorder of deeds, a transaction closing service, and an insurance agency (ours has snacks and refreshments too :-).   

Being an insurance agency is really their business, since the other things they do are largely incidental.  The insurance offered known as title insurance covers the home buyer for anything that can happen BEFORE the sale that might affect the ownership of the home after closing.  

Most home buyer's would be at a loss to figure out what types of problems could exist, believing that all the paperwork they sign at closing PROVES their ownership.   If only it could be so simple.   

These are the top items that can cause problems for a homeowner:

1.  Mechanics Liens -- any contractors not paid for work have a period of time to file a lien on the property if they aren't properly paid.  One would think that the expense would follow the name of the person ordering the work, but in the law, the lien is placed on the property, regardless of who ordered the work.

2.  Unresolved Wills or Heirs  -- if in the past, your home was owned by a decedent, and a will was discovered after death, or an heir to the property was somehow missed in the process of transferring the home ownership, you may be in for an unexpected legal challenge.   Unfortunately its not something that get's resolved with a phone call.  

3.  Survey Issues -- purchasing a survey when you buy doesn't guarantee that other properties or encroachments don't exist.  Boundary disputes can occur.   

4.  Unknown Liens -- judgements, old mortgages, and other types of liens can be found, sometimes years after a sale takes place.   

5.  Forgeries & Errors -- Public record documents are subject to error, and even worse, forgery.   

6.  Undisclosed encumberances  -- if someone has certain rights to your property that weren't disclosed, this can be a problem.

 

While most of these issues may be able to be resolved, having the time, money and 'know how' to do it yourself could be a mess.  Knowing you have the backing and protection of a financially rated insurance company allows the home buyer the peace of mind and protection of knowing that once they make a purchase, their ownership will be protected.  

Estate Homes in St. Louis

$1,800,000
5 Beds 7 Baths 26043013 MLS ACTIVE Status
Coming Soon! Showings start 7/11- Open House Sunday, 7/12 from 12-3! Experience luxury living in this exceptional custom-built 1.5-story estate nestled on 5 picturesque acres, offering remarkable privacy and a resort-style backyard complete with a stunning inground pool. From the custom mahogany front door to the dramatic two-story foyer with elegant tile flooring and a sweeping staircase, every detail reflects timeless craftsmanship and sophistication. Designed for both everyday comfort and grand entertaining, the home showcases exquisite millwork, crown molding, and premium finishes throughout. The impressive two-story great room features soaring windows that fill the space with natural light, complemented by a striking floor-to-ceiling stone fireplace. The gourmet kitchen is a chef's dream with custom cabinetry, a spacious center island with breakfast bar, built-in refrigerator, gas range, beverage chiller, and an adjoining breakfast room. Just beyond, the vaulted hearth room offers built-in cabinetry and a cozy fireplace, creating the perfect space to gather with family and friends. The luxurious main-level primary suite serves as a private retreat, featuring heated flooring, two walk-in closets, and a spa-inspired bath with dual vanities, a jetted soaking tub, and a walk-in shower. Upstairs, you'll find three additional bedrooms, three full bathrooms, and a versatile bonus room. The finished walk-out lower level expands the home's living space with an impressive entertainment area featuring a bar, mini kitchen, spacious family room, dedicated workout room, full bathroom, and two additional bonus rooms that offer endless flexibility for guests, hobbies, or home office space. Step outside to your own private oasis. The beautifully designed 20' x 40' saltwater-enabled inground pool is complete with an automatic safety cover and diving board, while composite decking, multiple patios, and expansive level yard space create the perfect setting for outdoor entertaining and relaxation. Additional highlights include main-floor laundry, two main-level powder rooms, a three-car side-entry garage, and countless thoughtful details throughout. This extraordinary estate offers an exceptional combination of luxury, comfort, and privacy in a truly breathtaking setting.

3760 Bear Tooth Ln, Wildwood

$4,200,000
5 Beds 9 Baths 26042213 MLS ACTIVE Status
Located in the heart of Missouri Wine Country near the historic town of Hermann, this extraordinary 376+- acre estate in Gasconade County offers one of the largest contiguous tracts available in the region. Combining luxury living, productive farmland, premier recreation, and extensive infrastructure, the property is ideally suited as a private family estate, corporate retreat, hunting lodge, equestrian operation, cattle farm, short-term rental/VRBO/Airbnb, event venue, or business headquarters. Surrounded by the rolling hills of central Missouri, the property features breathtaking views, established pasture, mature timber, water features, and convenient access to the Missouri River corridor and Hermann wine region. The balance of open ground and wooded habitat provides outstanding deer and turkey hunting while maintaining excellent agricultural utility. At the heart of the property is an impressive 10,000+- sq ft total living space lodge with 5 bedrooms and 9 bathrooms. Designed for entertaining, it features expansive gathering spaces, including a 1,600+- sq ft great room and matching four-season room with soaring vaulted wood ceilings and panoramic views overlooking the private 2+ acre lake. The oversized kitchen offers abundant prep space, seating, and room for large gatherings. The resort-style setting includes the stocked 2+ acre lake with a sandy beach, swim platform, elevated pavilion, and excellent fishing. Groomed ATV and horseback trails wind throughout the property, connecting wooded ridges, creek bottoms, and pastures. Additional amenities include a full-size soccer field, elevated hunting cabins, and numerous established stand locations. Guests are accommodated by additional living quarters, including a renovated two-story red barn with approximately 2,500+- sq ft of finished living space featuring a bedroom, bathrooms, and recreation area, plus a separate 3-bedroom, 2-bath guest home—ideal for family, staff, hunting groups, or corporate retreats. Agricultural improvements include three fenced cattle pastures, approximately 50+- acres of productive hay ground, orchards, gardens, cattle barns, and multiple utility buildings. Additional improvements include a 7,200+- sq ft pole barn, 1,400+- sq ft heated and cooled tool shop with four garage doors, attached 3,000+- sq ft heated garage, separate 2,000 +- sq ft heated utility workshop, kennel facilities, gazebos, storage buildings, and equipment sheds. A dedicated 3,000+- sq ft office building includes conference space, private offices, open work areas, dual satellite systems, and DSL service, making the property well suited for a remote business headquarters or corporate campus. Two Generac generators and dual outdoor wood furnaces provide dependable backup power and heating for the home, office, and garages. The property also offers exceptional future potential with an ideal location for construction of an additional 25 acre lake. Its combination of water, timber, pasture, and rolling topography creates year-round opportunities for hunting, fishing, horseback riding, ATV recreation, livestock production, farming, and outdoor entertaining. Located within the Gasconade County R-1, Hermann School District, the property offers convenient access to wineries, river recreation, shopping, dining, and tourism while maintaining outstanding privacy. Properties of this size and caliber are rarely available in Missouri Wine Country, especially with this blend of luxury improvements, agricultural utility, recreational diversity, and income-producing potential. Whether you're seeking a premier Missouri hunting property, luxury country estate, corporate retreat, equestrian operation, or legacy family compound, this remarkable 376+- acre property offers unmatched versatility in one of Missouri's most desirable rural regions.

2264 Wurtz Rd, Hermann

$2,499,000
7 Beds 9 Baths 26036688 MLS ACTIVE Status
Luxury Estate on 11.39 Private Acres | 8,000 Sq Ft approximately | Pool | Guest Quarters | 3,600 Sq Ft Detached Garage. Welcome to this extraordinary custom-built estate nestled on 11.39 secluded acres in the heart of Festus. Overlooking a beautiful stocked pond, this one-of-a-kind property offers 8,000 square feet of thoughtfully designed living space, combining luxury, comfort, and functionality. Featuring 7 bedrooms, 8 full bathrooms, and 1 half bath, the home showcases impressive 20-foot ceilings entry, rich wood flooring, and expansive living areas designed for both everyday living and large-scale entertaining. The chef’s kitchen is a true centerpiece, equipped with quartz countertops, dual refrigerators, dual sinks, and dual dishwashers, dual cooktops, dual ovens, providing exceptional space and convenience for hosting family and guests. The stunning 956-square-foot primary suite serves as a private retreat, complete with vaulted ceilings, three closets, and a dedicated laundry room. The main level also includes a guest bedroom and full bath, while the upper level features a spacious loft and three bedrooms, each with its own private en-suite bathroom. The finished lower level offers additional living and entertaining space, including a large family room and a complete in-law suite with private garage access. Property Highlights: 8,000 Sq Ft Custom Home - 11.39 Private Acres with Stocked Pond Views - 7 Bedrooms | 8 Full Baths | 1 Half Bath - 474 Sq Ft Sunroom - 36,000-Gallon Heated In-Ground Pool & Hot Tub - 3,600 Sq Ft Climate-Controlled Detached Garage with RV storage and car lift - Separate Secondary Building with living quarters, garage, and private entrance - Multiple Garage Spaces (12) for vehicles, recreational equipment, and workshop needs - Ideal for Multi-Generational Living, Entertaining, or Hobby Enthusiasts. From the resort-style outdoor amenities to the extensive garage and guest accommodations, every aspect of this estate has been designed to provide an unmatched living experience. Properties of this caliber and versatility rarely become available. Schedule your private showing today and experience everything this remarkable Festus estate has to offer.

284 Clermont Dr, Festus

$1,300,000
4 Beds 6 Baths 26038320 MLS ACTIVE Status
Custom-built 14-acre property located just minutes from Farmington, offering a unique combination of residential living and potential business opportunities. The main residence features 4 primary suites, including one on the main level with a private bath. Two upper-level suites include large showers and jetted/bubble tubs, while a fourth private suite is located above the garage. The home also offers a chef's kitchen with custom cabinetry, granite countertops, a formal dining room, and a spacious great room with a gas fireplace. 30' above ground pool is off the great room. A separate building previously operated as an event center and bed and breakfast and features a grand staircase, 2 additional primary suites, a kitchenette. A full kitchen is also featured on the main level. The property also includes a stocked pond along with an additional heated/cooled outbuilding providing ample storage space for equipment, hobbies, or workshop use. Also features a 20,000 KW Diesel Generator with manual disconnect. The microwave/convection oven in the event center kitchen does not stay with the sale of this listing. All furniture, decor, personal property and pictures shown in the home are excluded from the sale of the property, unless otherwise negotiated and agreed upon in writing by the buyers and sellers. This versatile property offers numerous possibilities for residential, retreat, recreational, or business use. Homeowner requests a minimum 24-hour notice for all showings.

6889 Hwy F, Farmington

$5,900,000
5 Beds 8 Baths 26035930 MLS ACTIVE Status
Tucked away at the end of a winding drive and surrounded by 12.58 breathtaking acres backing to Love Park, 262 Dietrich Road is a once-in-a-generation estate where exceptional craftsmanship, timeless architecture, and unparalleled privacy come together to create something truly extraordinary. Offering over 7,000 square feet of finished living space, five private bedroom suites, eight bathrooms, garage space for up to ten vehicles, and resort-style amenities rarely found in St. Louis County, this remarkable property was designed and built without compromise. From the moment you arrive, the home's commanding presence is unmistakable. A limestone and Hardie exterior, Grand Manor roof, custom doors, manicured grounds, and mature trees create a stunning first impression, while the surrounding acreage provides a level of seclusion and tranquility that is increasingly impossible to find. Inside, soaring cathedral ceilings, dramatic beam details, arched openings, rich hardwood flooring, travertine tile, custom millwork, and walls of Marvin windows fill the home with warmth, natural light, and timeless elegance. At the heart of the home, the chef's kitchen showcases handcrafted Mouser cabinetry, an impressive 11.5-foot granite island, Sub-Zero refrigeration, Wolf cooking appliances, Bosch dishwasher, Hoshizaki ice maker, walk-in pantry, and a stunning hearth room anchored by a floor-to-ceiling stone fireplace. The thoughtfully designed floor plan balances grand-scale entertaining with comfortable everyday living, offering multiple gathering spaces, a custom office, built-ins throughout, and two luxurious ensuite bedrooms on the main level. The primary suite serves as a private retreat featuring its own fireplace, boutique style custom closet with island storage, heated bathroom floors, dual vanities, dressing area, air tub, and spa-inspired shower with rain head, body sprays, and premium fixtures. The walkout lower level was built for entertaining and recreation, offering additional ensuite bedrooms, expansive gathering areas, a custom wet bar, commercial-grade fitness center, safe room, and more than 1,100 square feet of storage space. Step outside and discover what truly sets this estate apart. A heated freeform pool with travertine decking, tanning ledge, built-in benches, and lush landscaping creates a private resort atmosphere. Just beyond, an incredible octagonal pavilion serves as the ultimate outdoor entertaining destination, complete with a wood-burning fireplace, outdoor bar, built-in Wolf grill, Sub-Zero refrigeration, and full bath. Whether hosting unforgettable celebrations, enjoying summer evenings by the fire, or simply taking in the beauty of the surrounding acreage, every inch of this property was designed to bring people together. Built to an exceptional standard with 12-inch poured concrete foundation walls, 600-amp electrical service, generator readiness, dual 80-gallon high-recovery water heaters, three-zone HVAC, central vacuum, and countless custom upgrades throughout, this is a home that reflects a level of quality rarely seen today. Adding even more value and future potential, the offering includes an additional 1.32-acre parcel with Dietrich Road frontage. More than a luxury home, 262 Dietrich Road is a private legacy estate - a place where generations gather, memories are made, and dreams become reality.

262 Dietrich Rd, Ballwin

$2,750,000
6 Beds 8 Baths 26031948 MLS ACTIVE Status
Private, peaceful, and pure bliss at every turn! This enchanting French Country sanctuary offers over 8,700 sq ft of luxurious living space across a beautifully reimagined 4-bed, 3 full and 2 half bath main residence and an updated 2-bed, 3 full bath guest house/pool retreat nestled among the 8+ acres of lush tranquility. The main residence underwent an extensive 2023 renovation transforming the hearth room, dining room, family room, office, laundry room, foyer, both main-level powder rooms, and a breathtaking redesigned chef’s kitchen packed with Sub-Zero & Thermador appliances and dramatic commercial-grade Pella sliders opening to the stunning courtyard patio. A spacious upper-level primary suite serves as a private retreat with a balcony, sitting area, fireplace, expansive dressing room with multiple walk-in closets, sauna, and spa-inspired bath. Secondary bedrooms include custom built-ins and updated finishes, and the fully renovated hall bath is spectacular. Designed for entertaining, the speakeasy-inspired lower level offers a lounge with a stone fireplace, custom bar, wine cellar, full bath, cedar closet, abundant storage, and new flooring. A private resort unfolds as you stroll towards the charming guest house featuring a spa & heated pool with retractable enclosure, app-controlled systems, and Sonos sound throughout. Beautifully updated, the guest house includes 2 full baths & a kitchen on the main, and a 2 bed/1 bath apartment with a full eat-in kitchen upstairs. The manicured grounds are equally captivating with a tiered fountain, koi pond & stone stream bed, stamped concrete patios and walkways, lush professional landscaping, irrigation system, and private gated entrance. Additional highlights include garages for 5 vehicles, updated HVAC and water heaters, smart security system, and extensive system upgrades throughout. A truly one-of-a-kind estate offering extraordinary privacy, resort-inspired living, and timeless French Country elegance—all conveniently located near premier shopping, dining, hospitals, and within the highly sought-after Lindbergh School District. See feature sheet for more details!

10700 Starhill Dr, St Louis

$1,350,000
6 Beds 6 Baths 26023734 MLS ACTIVE UNDER CONTRACT Status
Your private retreat awaits on 10.88 scenic acres with peaceful lakefront access for canoeing and fishing. Experience luxury living and natural beauty. Surrounded by lush landscaping, a waterfall, walking paths, an orchard, and a tranquil rock garden, this property is designed for privacy, relaxation and entertaining. Major updates include new shingles (2026), septic system (2026), and geothermal system (2025). A winding drive welcomes you to this exceptional estate with a 3-car side-entry oversize garage. An additional oversized one-car garage includes upstairs finished loft. There is an attached potting room, bath, and a heated dream greenhouse! Imagine 6 raised garden beds with sprinklers! The impressive two-story foyer opens to a stunning great room with soaring windows that overlook the courtyard. Most of the 1st floor has teak flooring. The nearby gourmet kitchen showcases a custom copper hood, oversized island, staggered cabinetry, long breakfast bar, granite countertops and spacious breakfast area. The expansive primary suite offers a spa-inspired bath with step-in generous shower, whirlpool soaking tub and custom walk-in closet. Nearby you will appreciate the large executive office with built-in desks/cabinetry and elegant dining room. There is a private guest suite and an inviting four-season room. Many windows have plantation shutters. The lower level is an entertainer’s paradise with a media room, large bar area, game room and exercise room that could be the 6th bedroom! Buyers of the home also receive first right of refusal on six adjoining prairie-grass parcels enrolled in the Conservation Stewardship Program. If privacy, luxury, and breathtaking surroundings are what you seek, this extraordinary estate is a must-see.

13641 Bavarian Way, Highland

$2,650,000
6 Beds 6 Baths 26013515 MLS ACTIVE UNDER CONTRACT Status
Serenely situated on over 7 breathtaking acres along a privately maintained road in one of the area's most coveted enclaves, this magnificent custom-built estate is designed for the discerning buyer who expects the very best. With over 8,400 square feet of meticulously crafted living space, full brick and stone exterior, and resort-caliber amenities at every turn, this is more than a home, it's a way of life. From the moment you arrive via the sweeping circular drive, the grandeur is undeniable. Inside, soaring ceilings, arched windows, coffered and vaulted details, and an abundance of natural light set the tone for spaces that are as beautiful as they are livable. The heart of the main level is a jaw-dropping two-story great room with a dramatic stone fireplace, wet bar, and a wall of windows that frames the lush, wooded backdrop. The gourmet kitchen is a chef's dream, outfitted with a professional-grade Wolf gas range, built-in Sub-Zero refrigerator, custom soft-close cabinetry, and rich granite counters, centered by a generous breakfast bar island. The adjoining breakfast room and hearth room invite relaxed mornings beneath a stunning wood plank vaulted ceiling & beside a warm gas fireplace. Entertaining is effortless here. A formal dining room with coffered ceiling and butler's pantry & a four-season room overlooking the pool offer spaces for every occasion. A thoughtfully appointed office with French doors and built-in cabinetry is ideal when working from home. The spacious main level primary suite is a true retreat, with a trey ceiling, dual custom organized walk-in closets, and a spa-inspired bath featuring heated tile floors, a freestanding jetted tub, oversized frameless glass steam shower, and two separate vanities. A total of six bedrooms and six bathrooms are distributed across three levels, each designed with comfort and privacy in mind. Upstairs, three generously sized bedrooms each enjoy private bath access and walk-in closets, alongside a dual-desk office and bonus room above the garage. The walk-out lower level extends the living experience further still, with a beautifully finished family room and fireplace, wet bar, recreation room, home gym, private bedroom suite, and an indulgent spa with sauna. Step outside and the estate transforms into a private resort. The gunite saltwater pool features a waterfall and diving board, accompanied by an in-ground spa, basketball court, and a fully equipped pool house with an outdoor kitchen, half bath, and outdoor shower. Beyond the manicured, fully irrigated grounds are peaceful woods that back to Peruque Creek and the Golf Club of Wentzville, offering both privacy and a stunning natural panorama. Six-car garage capacity, multi-unit climate control, multiple water heaters, and every conceivable luxury finish round out an estate that was built with uncompromising attention to detail. This one is special! Don't miss it!

910 Peruque View Dr, Wentzville

$2,895,000
8 Beds 12 Baths 26010598 MLS ACTIVE Status
Presenting a magnificent gated full brick colonial estate set across 7 +/- acres of private, manicured grounds—an extraordinary expression of timeless architecture, grand scale, and uncompromising luxury. Spanning over 21,000 square feet, this residence stands as a true legacy property, with reconstruction valuations exceeding $10,000,000, underscoring the caliber of craftsmanship and materials throughout. From the moment of arrival, the estate conveys a sense of permanence and prestige. Inside, the home unfolds with remarkable intention, offering 7 lavish bedroom suites, 7 full baths, and 3 half baths, each space curated to balance opulence with livability. The main level is adorned with rich hardwood flooring and elevated by exquisite detailing, including Ralph Lauren wall coverings, Schonbek crystal chandeliers and finely carved Enkeboll moldings, evoking the elegance of a classic American manor. A series of grand yet inviting living spaces create an effortless flow for both intimate gatherings and large-scale entertaining. The formal dining room, complemented by a butler’s pantry, transitions seamlessly into the heart of the home—a chef’s kitchen outfitted with Viking appliances, 14' center island, custom buff cabinetry, granite surfaces, and extensive prep and service areas. Multiple auxiliary kitchens and bar spaces, each with integrated wine coolers and supported by a dedicated wine cellar, elevate the home’s entertaining capabilities to an exceptional level. The owner’s suite is a private retreat of rare distinction, featuring a fireside sitting room, a spa-quality bath with a soaking tub, towel warming drawer, and expansive dual dressing closets. A discreet private staircase leads to an exclusive executive enclave, complete with two offices, a den, and a private bar—offering a refined and secluded environment for work and relaxation alike. Architectural sophistication meets modern convenience with features such as a multi-level elevator, multiple staircases ensuring seamless circulation, a generously sized bonus and exercise suite with private garage access, and a fortified safe room for peace of mind. Beyond the interiors, the estate transforms into a resort-caliber sanctuary. A striking gunite pool with elegant fountains anchors the outdoor experience, accompanied by an exceptional pool house fully equipped with a complete kitchen, family room, dining area, two bedrooms, and two full baths, creating an ideal setting for guest accommodations or extended entertaining. Expansive covered verandas at both the front and rear invite year-round enjoyment, blending indoor refinement with the natural beauty of the surrounding landscape. This is not simply a residence—it is a statement of legacy and distinction, where classical design, masterful craftsmanship, and modern luxury converge on a truly extraordinary scale.

345 Coach Rd, Lebanon

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