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Condominium buying guide

Condominium Bylaws, Indentures, Declarations and Rules

When buying a condominium, the first thing an experiended buyer will ask is "can I get the indentures and bylaws?"  This is because buying Condominiums involves some very important details that are NOT invovled when buying single family homes. 

Condominium owners usually own the interior space of their unit, and also a percentage of the association.   This is also known as membership.  The overall expenses of the whole association are managed by a condominium board, and / or a managment company, and each owner pays their percentage of the total fees.   The association is governed according to a set of documents known as the Condominium Conditions and Restrictions (CCR's), and also known as Declarations and Indentures.   A part of these documents are known as the bylaws and / or building rules.  These documents are legal in nature and establish how the condominiums are run, who is responsible for what, and what is and is not allowed.  Usually these documents are prepared by an attorney prior to the establishment of the association, as working democratically as an association to establish the declarations would be almost impossible.   Often times these documents can be complex, and it may be helpful to have an attorney review them for total understanding and protection.   

The most important thing, and the reason for this discussion, is that anyone buying a loft or condominum should pay close attention to what is said in these documents, because the use of the condominium is controlled by the collective documents and knowing the contents BEFORE closing is vital.

The process of buying a condominium, loft or villa, usually requires that an offer be made and accepted prior to the seller ordering the documents for the buyers information.   In St. Louis, there is a condominium rider to the sale contact that mandates what the seller is to provide for the buyer.   Once the process is in motion, the buyer receives the CCR's and has an opportunity to 'inspect' them at roughly the same time they have a building inspector take a look at the unit itself.  It is vitally important that the buyer understands and reviews the declarations and bylaws within the contingency period.  If the buyer does not find the Condtions and Restrictions, or any of the financial information provided acceptable, they can terminate the contact and get their earnest money back for a different property.  

The Realtors at Premier Realty Exclusive are condominium specialists that know how to help buyers navigate the sometimes complex world of condominiums with regards to condominiums declarations, indentures, bylaws and rules.  Contact us today to discuss your goals of condo living!

St. Louis Lofts & Condos

$195,000
2 Beds ⋅ 2 Baths ⋅ 22074993 MLS ⋅ ACTIVE Status ⋅ Packard Lofts BLDG.
Welcome home to this beautiful Packard Lofts condo with incredible views of CityPark, Union Station, and Downtown St. Louis! This 2 Bed/2 Bath corner unit features an open floor plan, 11 ft ceilings, polished concrete floors, huge windows allowing lots of natural light, and exposed brick throughout. The updated kitchen comes with newer stainless steel appliances, solid surface countertops, a large island, and flows into the living area. The living room features two massive windows, allowing lots of natural light and amazing views. The master suite includes a full bathroom with whirlpool tub/shower. The large second bedroom offers huge windows with great views as well. The second bathroom is a ¾ and features a brand new vanity and tile shower. This unit is wired for surround sound. Also included is 1 covered parking spot and storage area. Only 1 block away from CityPark (MLS Soccer Stadium), close to Union Station and St. Louis Aquarium, and so much more!

411 N 22nd Street Unit #309, St Louis
$229,900
1 Beds ⋅ 2 Baths ⋅ 22074084 MLS ⋅ ACTIVE Status ⋅ West End Lofts 01 Amd BLDG.
Welcome to the West End Lofts! This historic building features a sizeable outdoor swimming pool, deluxe fitness center, billiards room, a convenient guest suite & gated parking. Walking into this fabulous unit you'll notice new carpet, fresh paint, & beautiful hardwood floors. The open floor plan & high ceilings lend to the relaxed yet spacious feel of loft living, as well as an abundance of natural light beaming through the home. The stylish kitchen area offers granite counters, SS appliances & contemporary Italian cabinetry. The primary bedroom is highlighted by a tall walk-in closet & lavish ensuite w/ double vanities & modern lighting. In addition to the bonus area (suitable for an office, den or guest quarters) & hideaway laundry nook, there's also a private, screened-in patio w/gas hookup, perfect for grilling. This premium condo is located w/in minutes of all the sights and sounds of the Central West End, the festivities of the Grove, The Foundary, SLU, Wash U & BJC hospital

4100 Forest Park Avenue Unit #221, St Louis
$945,000
3 Beds ⋅ 3 Baths ⋅ 22075061 MLS ⋅ ACTIVE Status ⋅ 4101 Laclede Condo BLDG.
Spacious open floor plan with many upgrades. The primary bedroom on the west wing will amaze you. Ensuite features heated floor, double sinks, mirror TV and custom master closet. A 2nd master ensuite and third bedroom located on the north wing. Relax on two outdoor terraces. Jennair appliances anchor the kitchen. Features include gas range, double depth island, quartzite, two-tone cabinets and glass backsplash. Butler’s pantry includes Viking beverage/wine fridge and ice maker. Home office with built-ins. Nest thermostats control zoned HVAC. Internet and TV included in HOA. Garage parking with two adjoining spaces plus BONUS car lift. Electric car charger outlet. Amenities include pool deck, outdoor grilling area, fire pit, fitness center, clubhouse, garage parking, private storage space. Owner is Realtor.

4101 Laclede Avenue Unit #308, St Louis
$189,000
2 Beds ⋅ 1 Baths ⋅ 22074478 MLS ⋅ ACTIVE Status ⋅ Delcrest Condo BLDG.
OPEN Sunday 12/4 1-3pm! This gorgeous luxury unit is move-in ready. Newly renovated with wood floors, new paint, fixtures, recessed lighting and trim throughout. With newer windows providing an abundance of light, the open concept allows easy flow among living, dining & kitchen areas. Chefs kitchen features custom cabinetry, plenty of counter space, newer appliances and tile backsplash. Tons of convenient space including a walk-in pantry and in-unit laundry. Both bedrooms are large (yes, those are king-sized beds) with the primary bedroom having 2 closets. The newly updated bathroom features custom tile floor to ceiling, newer tub, vanity and also plenty of storage. Secure garage parking and additional common laundry area in basement. Delcrest Condominiums is a hidden gem quietly located on a cul-de-sac just off Delmar, near 170 and Clayton shops and restaurants.

4 Delcrest Court Unit #201, St Louis
$239,000
2 Beds ⋅ 2 Baths ⋅ 22074255 MLS ⋅ ACTIVE Status ⋅ Parkway Gardens Village BLDG.
Very nice ranch unit. 2 bedrooms 2 full baths. Partially finished lower level. Home in need of rehab. Being sold as is. Seller to do no repairs, credits or inspections.. Great chance to get into Parkway Gardens at a great price. Condo has private fenced in back yard/patio area. Please allow 24 hours for all responses to contracts.

1247 Fernview Drive, St Louis
$210,000
2 Beds ⋅ 2 Baths ⋅ 22074312 MLS ⋅ ACTIVE Status ⋅ Printers Lofts 01 Amd BLDG.
Welcome to Printers Lofts! This cozy, rustic unit offers an exceptional open floor plan with 10 ft ceilings, modern finishes, exposed brick and all the natural light your heart desires. Equipped with two spacious bedrooms and bathrooms, large walk-in closets, and 1267 sq ft of living space. The stylish kitchen is ready for all your cooking and entertainment needs, with a large center island, granite countertops and stainless steel appliances. Unit comes with stackable washer/dryer and brand new air unit. Close to all the amenities Downtown can offer! Walk anywhere you want to go, including Union Station, Enterprise Center, the new soccer stadium, and Ballpark Village! A stones throw from Washington Ave night life. Enjoy covered, underground parking and a great community of neighbors to mingle with at the communal patio/grills and fitness center. Come by and see today!

1627 Locust Street Unit #205, St Louis
$229,900
2 Beds ⋅ 1 Baths ⋅ 22068946 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ Brentwood Forest BLDG.
**WELCOME TO 8949 WRENWOOD LANE...THIS SHARP--UPDATED--LARGE/OPEN FLOOR PLAN--GROUND-LEVEL--END UNIT IS VACANT AND READY FOR A NEW OWNER!!**GREAT LOCATION--ACROSS FROM LAKE JEFFERSON AND CLOSE WALKING DISTANCE TO THE POOLS, TENNIS COURTS & CLUHOUSE**EASY/CONVENIENT PARKING WITH MINIMAL STEPS TO THE FRONT DOOR... ONE RESERVED PARKING SPOT--$20.00 ANNUAL FEE TO BRENTWOOD FOREST**MAJOR RENOVATION COMPLETED IN 2019...CUSTOM KITCHEN CABINETRY W/GRANITE COUNTER TOPS, STAINLESS STEEL APPLIANCES (INCLUDED) & BACKSPLASH*TOTALLY RENOVATED BATHROOM*LUXURY VINYL PLANK FLOORING IN L.R., D.R. & KITCHEN*CARPETING IN NICE SIZE BEDROOMS**NEW DOORS & HARDWOOD THROUGHOUT*NEW LIGHT FIXTURES, WINDOW TREATMENTS AND MUCH MORE!!*AWESOME REAR PATIO AND L-A-R-G-E DECK!!**SEPARATE LAUNDRY ROOM WITH FULL-SIZE WASHER & DRYER (INCLUDED)**VISIT...brentwoodoodforest.com FOR ADDITIONAL INFORMATION (RULES, REGULATIONS & BYLAWS)**

8949 Wrenwood Lane, St Louis
$230,000
2 Beds ⋅ 2 Baths ⋅ 22054009 MLS ⋅ ACTIVE Status ⋅ Patchins Add BLDG.
Live life large in this 2 bedroom, 2 bath condo with an open floor plan and a large covered balcony. Located in the desirable Executive House in the Central West End within walking distance to the BJC Medical Complex, Cortex, Whole Foods, Restaurants, Shops and Public Transportation. Primary Bedroom has a wall of closets along with an add'l walk-in closet and ensuite full bath. The 2nd bedroom can double as a home office or guest room. The Executive House is a secure building with off-street gated parking, doorman, elevators, bike room, common laundry and on-site management. Condo fee includes water, sewer, trash, gas, doorman, in-ground pool, heating, cooling and on-site management. Assigned parking is additional fee of approx. $50/month.

4466 W Pine Boulevard Unit #5F, St Louis
$345,000
3 Beds ⋅ 4 Baths ⋅ 22073543 MLS ⋅ ACTIVE Status ⋅ Briar Hill Farm II Condo BLDG.
Welcome home! There is so much to love about this 3 bed, 4 bath, lovingly maintained condo! Nestled on a cul-de-sac, yet conveniently minutes from shopping, restaurants and more! Brazilian Koa wood flooring lead to the bright, white kitchen, accented with custom cabinetry, newer Cambria counter tops, gorgeous marble herringbone backsplash & Blanco sink with touch-less faucet. Gather with friends/family in the spacious living room. Just off the living room relish the sounds of nature outdoors on the composite deck. Upstairs are 3 spacious bedrooms with vaulted ceilings & 2 tastefully renovated full baths. The vaulted 18x12 primary bedroom has plenty of closet space & private ensuite. The lower level's 18 x 16 recreational room provides additional living space as well as an office/craft room & additional half bath. Relax & cozy up to the gas fireplace this winter! During the warmer months venture out to the community pool & tennis courts. Water, sewer, trash & recycle covered by HOA fee.

2020 Meadowtree Lane, Kirkwood
$215,000
2 Beds ⋅ 2 Baths ⋅ 22072297 MLS ⋅ ACTIVE Status ⋅ Terra Cotta Lofts BLDG.
This stunning high-rise building is situated in the heart of Downtown & comes complete with an attractive package of resident amenities. Exceptional 5th floor unit boasting over 1,400sqft and an endless list of recent upgrades. From floor to ceiling, nearly every inch of this unit has been improved. Featuring: new floors, light fixtures, kitchen appliances, remodeled bathrooms & more. Modern kitchen with trendy custom cabinets and gorgeous granite countertops. Center island with bar seating facing the spacious living area. Living area filled with natural light, featuring a wall of oversized windows with eastern facing views of the city. Primary bedroom suite with walk-in closet and newly remodeled full bath. Generous sized second bedroom with spacious walk-in closet & neighboring full bath down the hall. Newer W/D set in-unit to stay. Assigned garage parking and storage locker. Enjoy building amenities such as a top-notch rooftop deck with arguably some of the best views of the city.

1501 Locust Street Unit #505, St Louis
$164,900
3 Beds ⋅ 2 Baths ⋅ 22068890 MLS ⋅ ACTIVE Status ⋅ Traymoor 3 Condo BLDG.
Stunning 3 Bed, 1.5 Bath Condominium, nestled in sought-after DeBaliviere Place neighborhood! Captivating architectural detail is evident from the moment you arrive. Entering the condo you find the light-filled Living and Dining Room, gleaming hardwood floors, tall ceilings, crown molding, and tranquil views of the tree-lined street through the wall of windows. Kitchen is sure to please with stainless steel appliances, granite countertops, maple cabinetry, and hardwood flooring. All 3 Bedrooms are nicely-sized, have remote ceiling fans, window treatments, and ample closet space! The Bathrooms are well appointed featuring tile flooring; the full Bath has an updated tub (2022) with glass doors. Other features include: An expansive in-unit Storage Room with your private full-size laundry, an additional storage locker in the building Lower Level, and gated assigned parking makes coming home a breeze. Ready for immediate occupancy – Seller has completed and passed the Occupancy Inspection!

323 Clara Avenue Unit #33, St Louis
$170,000
2 Beds ⋅ 2 Baths ⋅ 22073780 MLS ⋅ ACTIVE Status ⋅ Georgian Condos BLDG.
Welcome to the Georgian! This third floor condo is move-in ready with an open floor plan. Living and dining room have beautiful hardwood floors, gas fireplace, high ceilings and tall windows that offer tons of natural light. Kitchen features granite countertops, maple cabinets, center island, tile backsplash and stainless-steel appliances. Both bedrooms are carpeted with custom drapery. Primary bedroom has a large walk-in closet and primary bath. Additional nice sized bedroom and second full bathroom! Washer/dryer in unit. Pet friendly building with dog park. Walk to favorite restaurants, minutes from Lafayette Square, Soulard and Downtown. Close to major highways. CONDO FEE includes just about everything: Heating, air conditioning, water, sewer, gas, building insurance, snow removal, landscaping, one parking space.

1515 Lafayette Avenue Unit #309, St Louis
$374,900
2 Beds ⋅ 2 Baths ⋅ 22069530 MLS ⋅ ACTIVE Status ⋅ Cloverleaf Condo BLDG.
With one foot in the city, one foot in Clayton, and its own social microclimate, no neighborhood in St Louis is cooler than DeMun! With fabulous shops, restaurants, and bars, nearby and dog-friendly Forest and Concordia Parks, close proximity to Barnes-Jewish and St. Mary's Hospital, Wash U, and Fontbonne, easy access to Hwys 40-64, 44, and 170... DeMun has it all! And this 2 BR, 2 BA condo is the perfect match to its wonderful surroundings: Wide open floor plan. Incredible natural light. Huge Master Bath and Walk-in closet (photo not shown due to tenant's personal belongings). In-unit laundry (washer/dryer included). Spacious back deck. No upstairs neighbors clomping around. A private garage space. This is the condo you’ve been dreaming about.

6226 Southwood Avenue Unit #3E, St Louis
$269,900
2 Beds ⋅ 2 Baths ⋅ 22074010 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ West End Lofts BLDG.
Prepared to be wowed! Welcome to West End Lofts, a historic Century-Old Building with an exceptional modern flair. From the spacious lobby and numerous amenities to sought-after CWE location, this is a wonderful place to call home. Your loft is open & spacious with an abundance of natural light, soaring ceilings, exposed brick, and original factory columns that blend history with sophisticated finishes: wood flooring, designer cabinets, granite countertops, & stainless appliances in your kitchen & large Primary Suite boasting an over-sized spa-like bathroom. An additional large bedroom and a separate full bath complete the space. The building offers notable amenities such as a large outdoor pool and entertainment space, fitness center, billiards room, and guest suite available to reserve. And did we mention LOCATION?! High walking score to all things wonderful in the CWE including The Cortex development, Wash U Medical Campus, IKEA and so much more. Make sure to see this one soon!

4100 Forest Park Avenue Unit #206, St Louis
$549,000
4 Beds ⋅ 3 Baths ⋅ 22073789 MLS ⋅ ACTIVE Status ⋅ 625 South Skinker Condos BLDG.
Welcome to the Beaux Arts Building, where you purchase a lifestyle not just a condo! Unit #401 is awaiting it's new owner. Gracious living in distinctive pre-war condominium overlooking Forest Park. Entry foyer leads to large stylish living room with bay window and park views. Original woodwork & architectural details throughout this unit. 4 bedrooms, 3 with full baths & 4th off of the kitchen space with laundry closet. Formal size dining room, tall ceilings & an exquisite white kitchen, Carrara marble counters & floor. Huge walk in pantry, stainless appliances plus custom appliance cabinet too! Updated windows with light filled rooms throughout. Updated baths make a great easy lifestyle! Parking garage (1) space with on site attendant, 24 hr doorman plus building manager onsite M-F. Exercise room, postal room, meeting room plus storage all on the main floor. Outdoor patio with grill. 2 elevators, passenger and freight. Walk to coffee shop, parks, Wash U and drive to SLAM and BJC!

625 S Skinker Boulevard Unit #401, St Louis
$649,000
2 Beds ⋅ 3 Baths ⋅ 22071937 MLS ⋅ ACTIVE Status ⋅ Eight-One-Six South Hanley Condominuim BLDG.
Welcome home to an elegant and spacious condo with tremendous views in a great location. The living room is light, bright, and open with balcony access, built in bookcases and wet bar. Dining room features beautiful flooring and hidden storage tucked behind a wall. The kitchen has St. Charles cabinetry, a Sub-Zero refrigerator, Bosch dishwasher (2021), ceramic flooring and breakfast room area. Just off the kitchen is the laundry with Electrolux washer/dryer (2022). There are two bedrooms and two and half bathrooms. The owner’s suite features a beautifully organized closet chock full of shelves, hanging racks and a place for everything. The vanity features Hollywood style lighting around the mirror. The full bath has a walk-in shower along with a bidet. The second bedroom features nice closet space and an en suite bath. There is an additional storage room in the condo along with storage in the garage area. Make this lovely home your home!

816 S Hanley Road Unit #12A, St Louis