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Condominium buying guide

Condominium Bylaws, Indentures, Declarations and Rules

When buying a condominium, the first thing an experiended buyer will ask is "can I get the indentures and bylaws?"  This is because buying Condominiums involves some very important details that are NOT invovled when buying single family homes. 

Condominium owners usually own the interior space of their unit, and also a percentage of the association.   This is also known as membership.  The overall expenses of the whole association are managed by a condominium board, and / or a managment company, and each owner pays their percentage of the total fees.   The association is governed according to a set of documents known as the Condominium Conditions and Restrictions (CCR's), and also known as Declarations and Indentures.   A part of these documents are known as the bylaws and / or building rules.  These documents are legal in nature and establish how the condominiums are run, who is responsible for what, and what is and is not allowed.  Usually these documents are prepared by an attorney prior to the establishment of the association, as working democratically as an association to establish the declarations would be almost impossible.   Often times these documents can be complex, and it may be helpful to have an attorney review them for total understanding and protection.   

The most important thing, and the reason for this discussion, is that anyone buying a loft or condominum should pay close attention to what is said in these documents, because the use of the condominium is controlled by the collective documents and knowing the contents BEFORE closing is vital.

The process of buying a condominium, loft or villa, usually requires that an offer be made and accepted prior to the seller ordering the documents for the buyers information.   In St. Louis, there is a condominium rider to the sale contact that mandates what the seller is to provide for the buyer.   Once the process is in motion, the buyer receives the CCR's and has an opportunity to 'inspect' them at roughly the same time they have a building inspector take a look at the unit itself.  It is vitally important that the buyer understands and reviews the declarations and bylaws within the contingency period.  If the buyer does not find the Condtions and Restrictions, or any of the financial information provided acceptable, they can terminate the contact and get their earnest money back for a different property.  

The Realtors at Premier Realty Exclusive are condominium specialists that know how to help buyers navigate the sometimes complex world of condominiums with regards to condominiums declarations, indentures, bylaws and rules.  Contact us today to discuss your goals of condo living!

St. Louis Lofts & Condos

$210,000
2 Beds ⋅ 1 Baths ⋅ 23016718 MLS ⋅ COMING SOON Status ⋅ Brentwood Forest BLDG.
Wonderful updated 2nd level condo w/great space in popular Brentwood Forest - this is the one you've been waiting for! Newer kitchen, bath, flooring and insulated tilt-in windows throughout. Separate entrance foyer greets guest w/steps up to the living area of the unit. First thing you notice is the fantastic open living room and dining room that is flooded w/natural light - perfect for everyday living and entertaining. Accessed off the dining room is the awesome kitchen w/42" cabinets, hardsurface countertops, tile backsplash, stainless steel appliances, pantry and under cabinet lighting. Washer and dryer are located in the kitchen and are included in the sale along w/the kitchen refrigerator. Both bedrooms are spacious w/good sized closets. One bedroom gains access to the outdoor deck that overlooks beautiful common ground. The updated hall bath offers attractive vanity and tile floor. Enjoy all the amenities of Brentwood Forest w/2 pools, tennis court and walking trails. Hurry!

9065 W Swan Circle, Brentwood
$355,000
1 Beds ⋅ 1 Baths ⋅ 23016662 MLS ⋅ COMING SOON Status ⋅ Lofts/2020 Washington BLDG.
This Stunning 2-story PENTHOUSE WITH A PRIVATE ROOFTOP DECK IS URBAN LIVING AT ITS BEST! A place with over 1,785 sq ft of true living space is now ready for *YOU* This loft has the highly sought-after industrial features you've been searching for-- Exposed original brick walls - Concrete Columns - Exposed Metal Ductwork - A Spiral Staircase - A Full Window Wall with an amazing urban view that will take your breath away on both the 1st & 2nd floor. The spacious Greatroom is perfect for entertaining * the kitchen with stainless appliances, custom backsplash & 42" contemporary cabinetry is a Chef's Dream. The second floor features a Luxurious Master Suite-Office Area Walk-in Closet *Full Laundry Room *PLUS* Access to the 400 sq ft Rooftop Deck -Lofts At 2020 is such a convenient location near all highways & byways & a short walk from a wide array of dining, shopping and entertainment options! Don't wait to make this Penthouse your Penthouse TODAY!!!

2020 Washington Avenue Unit #812, St Louis
$275,000
2 Beds ⋅ 2 Baths ⋅ 23015199 MLS ⋅ COMING SOON Status ⋅ Parkdale Commons Condo BLDG.
Updated condo in the heart of the Moorlands! Exclusive brick building with only 4 units in the complex. This nice and bright floor plan features over 1200 square ft with newer floors and windows, lots of closet space and neutral paint throughout. Two generous sized bedrooms with lighted ceiling fans and two full baths. The living room has an up-lit ceiling and adjoins the separate dining room. Kitchen has SS appliances, including a NEW gas range and microwave. The fridge and island will stay with the home. White cabinets, granite countertops, custom lighting, 2 bright windows and a tile floor all combine to make this a lovely kitchen. There is a 1-car assigned parking space in the garage, an ample private storage locker and your own washer/dryer in the shared lower level. LL walks out to a patio and backyard. Enjoy Clayton schools, walk to shopping, parks and restaurants. Very convenient location! SHOWINGS BEGIN SATURDAY APRIL 2.

7560 Parkdale Avenue Unit #1W, Clayton
$450,000
2 Beds ⋅ 2 Baths ⋅ 23013946 MLS ⋅ ACTIVE Status ⋅ Ashford Condo Ph Ii BLDG.
This elegant condominium is completely renovated. High end appliances and finishes including breakfast bar and granite countertops, walk in pantry with laundry. Beautifully appointed living room with gas fireplace and large bay window with lovely view. Big formal dining room with coffered ceiling. Large master bedroom with walk-in closet and gorgeous bath. The hall bath is all new and the second bedroom is all charm. This development has underground parking., pool and party house and lovely common areas and two storage areas. Absolutely walk in ready!

440 E Lockwood Avenue Unit #201, Webster Groves
$349,000
2 Beds ⋅ 2 Baths ⋅ 23016701 MLS ⋅ ACTIVE Status ⋅ Printers Lofts 01 Amd BLDG.
Gorgeous sun-drenched penthouse in sought-after Printers Lofts. This industrial style 2-bedroom 2-bathroom west-facing unit boasts sunset views, soaring ceilings, exposed brickwork, sleek lines, expansive wall space - perfect for showcasing art. Upper floor fully-enclosed primary suite with sleeping area, full bathroom w/granite counters + walk-in closet. Large second bedroom. Additional main floor room ideal for home office. Dine-in kitchen w/custom cabinetry, brand new LG smart stainless refrigerator. Bonus LG smart Washer/Dryer in utility room. Rare for city TWO PARKING SPACES (side-by-side). Building amenities: community roof deck, party room, meeting room, gym. 9th floor storage & elevator. HOA covers water, trash + some insurance. HVAC installed 2021. Walk score 86. Proximity to Aquarium, NGA Facility, Square office, soccer stadium, City Museum + transit. This loft is an entertainer’s dream and in a class of its own. You will be cheering "WE'RE ST. LOUIS CITY"!!!

1627 Locust Street Unit #903, St Louis
$310,000
3 Beds ⋅ 2 Baths ⋅ 23015749 MLS ⋅ ACTIVE Status ⋅ Ridgeview Place Condo Nine BLDG.
Congratulations! You've just found your new home. Open floorplan with vaulted ceilings, lots of windows allowing natural light. Gorgeous wood floors. New carpeting and painting (completed this week). Great room with fireplace, vaulted ceiling and architectural window which outlines the magnificent, wooded view of common ground. Private, oversized balcony enhancing the opportunity to enjoy nature. Kitchen w/walk-in pantry, granite counter tops, lots of cabinets & counter space. Newer appliances including washer & dryer off kitchen area. Main floor master bedroom suite with access to large deck. Oversized master bath with separate tub & shower plus two separate vanities. Separate his & hers closets. 2nd bedroom w/large window & picturesque view. Partially finished lower level with 3rd bedroom or large family/entertainment room/with walkout to oversized patio. Two car garage w/access entry to the kitchen. Clubhouse with pool, exercise room & party area. Enjoy this carefree lifestyle!!

1850 Ridgeview Circle Drive, Ballwin
$999,000
2 Beds ⋅ 2 Baths ⋅ 23014216 MLS ⋅ ACTIVE Status ⋅ Central West End BLDG.
Spectacular contemporary unit on 4th floor with splendid views toward both the arch and to Forest Park. This superb, south-facing unit offers an ideal open floor plan, 2 bedrooms plus a den, 10-ft ceilings, panoramic floor to ceiling windows, motorized shades, 2262 SF, and private, direct elevator access. Fine features include a spacious 23' x 9' covered terrace, gorgeous oak floors, closet organizers, and an in-unit washer/dryer. High-quality finishes include baths with Grohe & Toto fixtures, plus marble floors and tops in the primary bath. The open kitchen features custom cabinets, marble backsplash and counter tops, and Bosch s/s appliances. The first floor of 4545 includes a lobby with attendant, fitness center, rentable guest room, plus a conference room with kitchen. The 2 parking spaces (#49 & 50) and a storage locker are in the lower-level garage. The building even features a dog run! Enjoy walking to Whole Foods, Chase Cinema, and Euclid Avenue's popular restaurants and cafes!

4545 Lindell Boulevard Unit #9, St Louis
$200,000
2 Beds ⋅ 2 Baths ⋅ 23014910 MLS ⋅ ACTIVE Status ⋅ Briarcliff Condo BLDG.
Start enjoying the amenities of a carefree life in your beautiful condo. Living & entertaining is a joy with this open floor plan. Bright Family Rm & Dining flow onto a large, private patio, accessible from Primary BR too. The Kitchen will wow you with all of the storage & prep space...plenty of room for more than one chef & easy access to your Laundry area. The Primary Suite checks all the boxes with a well-lit vanity area, huge shower room w/separate soaking tub & a great walk-in closet. Another BR w/walk-in closet & access to its own patio is on the other side of the home to ensure privacy along with a large, well-appointed Bathroom. Relax on your own patio OR enjoy the sparkling Pool, Tennis Courts, Exercise Rm, Clubhouse, large community deck, Lake, Sport court & other amenities of your new community. Just a quick stroll & you can utilize all the area has to offer. Entry door into secure lobby & elevator to private building Garage & More Storage. Ladue School District!

1033 Wilton Royal Drive Unit #111, St Louis
$195,000
3 Beds ⋅ 3 Baths ⋅ 23016597 MLS ⋅ ACTIVE Status ⋅ Villas On Olive Condo BLDG.
Welcome to this stunning townhome located in the heart of Creve Coeur! On the main floor, this home greets you with a beautifully designed custom kitchen with gorgeous granite countertops and backsplash, a large living room, tons of natural light and a half bathroom for guests. The private patio offers a stunning view of the pool, making it the perfect place to enjoy your morning coffee. This townhome has plenty of space to enjoy with friends and family. The upstairs boasts 3 bedrooms and 2 full bathrooms. You’ll love being able to end your day in your huge master suite. Conveniently located near all the best shopping and dining that Creve Coeur has to offer. With easy access to the highway, commuting to work will be a breeze. Don't miss out on the opportunity to call this amazing townhome yours! Schedule a showing today.

1166 Rue La Chelle Unit #1166, St Louis
$675,000
3 Beds ⋅ 4 Baths ⋅ 23012317 MLS ⋅ COMING SOON Status ⋅ Thousand Oaks Three BLDG.
Stunning direct lake views and fully renovated townhome in the desirable Townes at Thousand Oaks! Resort like living with a charming courtyard entrance that welcomes a grand 2 story foyer leading to a wood paneled study with new flooring. A two story great room offers 2- sided floor-to-ceiling brick fireplace, abundant windows with expansive views of the lake, and French door access to the deck. There is also a large dining room with lake views. Chef’s kitchen boasts custom 45” cabinets, granite countertops, center island with wine fridge, high end appliances (Wolf, Sub Zero), and breakfast room with access to grill deck. Upper level features a spacious master bedroom suite w/fireplace and custom bath, spacious 2nd bedroom with ensuite bath. Walkout lower level provides direct lake access and new wood laminate flooring throughout. You will love the family room w/fireplace, wet-bar, game room, 3rd bedroom, and full bath. Amenities include clubhouse, pool, and tennis/pickle ball court.

14639 Mallard Lake Drive, Chesterfield
$265,000
3 Beds ⋅ 3 Baths ⋅ 23015649 MLS ⋅ ACTIVE Status ⋅ Goodall Manor Condo BLDG.
Simply a stunning 2-level townhouse in Webster Groves' historic Goodall Manor. A short walk from Webster's Rec Center and with its easy access to I-44, the second floor condo unit boasts an open, flexible floorplan. The main level features lovely hardwood floors, a stylish foyer, spacious living & dining rooms with crown molding, a picturesque balcony, & a third bedroom currently used as family room, with lovely built-ins, dry bar & historic fireplace mantle. The cozy, updated kitchen features ceramic mosaic tile floor & stainless appliances, with main floor laundry (with bonus separate shower) & half bath nearby. Upstairs, the large, sunny, loft--perfect for home office or as additional sleeping space--features built-ins & vaulted ceiling. The bright master bedroom includes window seat & custom walk-in closet, attached full bath with custom shower and updated vanity, and an additional bedroom and full bath in the hall. Two-car detached garage, newer HVAC, washer/dryer and dishwasher.

539 Colebrook Drive Unit #B, St Louis
$260,000
2 Beds ⋅ 2 Baths ⋅ 23015510 MLS ⋅ ACTIVE Status ⋅ Golfview On The Green BLDG.
Enjoy maintenance free living at Golfview condominiums. Sensational Creve Coeur location with easy access to I-270 and I-64, walking distance to Creve Coeur Golf Course, Starbucks, Trader Joe's and more. Spread out and enjoy almost 1500 sq ft of space. Freshly painted 2 br / 2 full ba with generous LR/DR contiguous space. Eat-in kitchen with loads of cabinet and counter space, double oven. HVAC, full size washer and dryer and refrigerator all new in 2021, will convey with unit along with countertop microwave. Newer carpet. Massive walk-in closet in master br. Covered balcony to enjoy those lovely spring and fall days and keep cool at the development swimming pool in summer! Meeting/card room in building. One assigned parking spot (#19) in garage and a designated storage unit. Cash/Conventional financing only; FHA/VA not accepted by HOA. First showings Thursday, March 30; open house Sunday, April, 1-3 pm.

564 Sarah Lane Unit #203, St Louis
$169,900
2 Beds ⋅ 2 Baths ⋅ 23016347 MLS ⋅ ACTIVE Status ⋅ Greenbriar Condo BLDG.
Location, location, location! Situated in the highly desirable Kirkwood school district, you're just minutes away from downtown Kirkwood, as well as I-270. This gorgeous 1,200 square foot condo features a large master suite with a full bathroom and a walk-in closet, a second bedroom and bathroom, and a large bonus space that could easily be converted into a third bedroom. The open living/dining room has a slider out to the ground level patio which backs to common ground. Kitchen refrigerator, washer, dryer, BBQ grill, and patio set are included with the sale. You're sure to have a fun time this summer with Greenbriar Condominiums many amenities; pool, clubhouse, exercise room, basketball and tennis court, and walking paths!

1976 Greenglen Drive Unit #103, St Louis
$699,900
4 Beds ⋅ 4 Baths ⋅ 23016344 MLS ⋅ ACTIVE Status
Please share the excitement of this exciting 7-building development that features 33 townhomes in Olivette and Ladue Schools. The construction has started and occupancy is scheduled for end of 2023. The layout of this project consists of 7 buildings - five buildings feature 5 units / two buildings will have 4 units. This priced unit is the premier unit of each building that will feature three elevations of windows with an elevator included. Other available units range from a total of 2500-2800 sq ft and will feature the high-end finishes you are accustomed to seeing in this builder's projects. We are now taking reservation deposits. This area of town features approximately 400 mil dollars of new development. This unit will feature an elevator included in the price! Rendering elevation & floor plans are subject to change based on the final design. Preliminary prices from $649,900-699,900 PRE-CONSTRUCTION PRICING ENDS MARCH 31, 2023

1131 Dielman Road Unit #26, Olivette
$350,000
3 Beds ⋅ 2 Baths ⋅ 23014774 MLS ⋅ ACTIVE Status ⋅ 7373 Pershing Condo BLDG.
Excellent opportunity to own a 3 bdrm 2 bath condo in sought after Central West End in walking distance to Washington University and downtown Clayton. Condo is a garden unit with updated kitchen and baths. All appliances are included. Walk-in tub. Hardwood Floors throughout. Some window treatments with wood shutters for privacy. Some original stained-glass windows. Loads of closets and storage space. Stackable washer/dryer on main floor in unit. Condo has been converted to gas forced air heat and central a/c. A one car garage is accessible in lower level from interior staircase. Seller is selling condo as is and will do no repairs or provide occupancy inspections or permits. A building inspection has been completed and will be provided with any special sales contract submitted.

7373 Pershing Avenue Unit #1W, St Louis
$199,000
2 Beds ⋅ 2 Baths ⋅ 23015997 MLS ⋅ ACTIVE Status ⋅ Greenwich Condo 05 BLDG.
Attention DIYers and Investors! You don't want to miss this rather opportunity for a good buy in this crazy market! Great condo in a secure building plus, secure covered parking in the Central West End! Little TLC sweat equity, with a few updates comps are at $260. Great location between Washington University Med Complex & SLU. Entry foyer leads to bright open living & dining area flooding with natural light and a wood-burning fireplace. The private balcony off the living room is perfect for you to enjoy your morning coffee! Head into the kitchen with a breakfast bar, plenty of cabinets for storage, and a pantry. Private in-unit laundry. Spacious master bedroom suite with double sinks and a soaking tub. Additional bedroom that can double as a home office and a full bath complete the space. Gorgeous night views! Convenient location near Forest Park, BJC Complex, & IKEA. Walk to shops and restaurants with great dining and nightlife. Schedule a tour today!

226 N Boyle Avenue Unit #3N, St Louis