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    St Louis Real Estate

    Contingencies:   Home Inspections

    Contract "contingencies" are factors in the buyers acceptance of the contract, allowing the sale 'subject to' satisfactory completion of the contingency.   In other words, contingent sale allows the buyer to place conditions on the sale closing such as home inspection, appraisals, financing, title and survey.

    The first contingency usually addressed in a home sale is for inspections.  

    In the St Louis area, most contracts written are either the St Louis Association of Realtors Residential Sale Contract or Special Sale Contract.  The Residential Sale Contract includes a 'built in' provision for inspection contingency with a blank for how many days the buyer has to perform inspections.  The Special Sale Contract has no such provisions, but does have an additional rider that can be added which includes provisions for inspections spelled out.  

    Types of Inspections

    Home buyers have several options to choose from.  Generally inspections are performed simultaneously with one or more inspectors visiting the home at a scheduled time.  The buyer(s) are STRONGLY encouraged to attend these inspections as they often times help the prospective new owners on the many potential maintenance issues that can arise.  

    1.  Building Inspection --major systems, roof, gutters, structure, drainage, electrical and plumbing, doors and locks are all throughly tested and inspected.  Results are usually summarized and detailed.  Good inspections include photos too.

    2.  Termite Inspections --perimeter of home, yard, and all exposed basement joists are examined for any current or past evidence of termites or wood destroying insects (carpenter ants, etc.)

    3.  Radon Inspection -- Radon gas, a radioactive gas found, is naturally occuring as is rises from the ground into the air.  Homes can trap this gas in basements and in slab homes so that levels of this gas exceed healthy levels.  Persistent exposure to excessive levels of radon gas are known to cause lung cancer.  Various types of radon inspections test the levels to make sure that radon levels don't exceed US EPA guidelines.  Hazzardous levels may be easily remediated. 

    4.  Sewer Lateral -- The sewer line can be inspected with a camera to make sure the sewer travels all the way out to the main line and any cracks or roots are noted.    St Louis City  and St Louis County both have very different mandatory insurance plans if problems exist.  Costs to repair a sewer lateral can cost thousands, so identification prior to purchase can be helpful. 

    5.  Lead Paint -- lead hazard inspections are important if young children reside in the home and / or if the home was built prior to 1978.  Old windows and poorly maintained paint coats are good indicators that the home may need a lead test.  

    Latest City Listings $200,000 and up

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    Absolutely stunning 3 bedroom 1 & 1/2 bath totally renovated home conveniently located in 63123! This home features Whitewashed Oak hardwood and matching wood veneer flo...

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    Professional photos coming Wed 7/6. Showings start on Friday 7/8. Open house Sunday 7/10 from 1-3pm! Come see this beautiful 2-story home just bursting with charm and upd...

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    This spacious 2 bedroom/1 bath 6th floor condo in an elevator building with 2 units per floor. Large windows spread light in every room, and there is plenty of closet spa...

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    3831 Dover  Place, St Louis image
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    Beautiful Holly Hills Gingerbread! From the moment you enter through the welcoming entryway, you'll notice the gleaming hardwood, arched entryways, period millwork and st...

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    7027 Minnesota  Avenue, St Louis image
    7027 Minnesota Avenue, St Louis $200,000

    This 3 family triplex on a corner lot is a great opportunity as an investment property. Main Floor Unit has 2 bedrooms, 1 bath and the entire 1st floor. There are 2 1-bed...

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    4952 Oleatha  Avenue, St Louis image
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    Quality abounds with this lovely Triplex in North Hampton. This is the perfect place to owner occupy or add to any landlord rental portfolio. Located in very desirable ...

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    3927 Dunnica  Avenue, St Louis image
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    Truly turnkey large 4 family brick building in South City! This property would make an addition to your landlord's real estate portfolio or the perfect owner-occupant sit...

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    3923 Dunnica  Avenue, St Louis image
    3923 Dunnica Avenue, St Louis $299,900

    Truly turnkey large 4 family brick building in South City! This property would make an addition to your landlord's real estate portfolio or the perfect owner-occupant sit...

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    St Louis Real Estate Wiki

    • Adverse Possession
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    Premier Realty Exclusive has provided the above Real Estate Encyclopedia for informational purposes only. Any legal matters discussed are provided with the understanding that any legal questions or problems experienced need to be brought to the attention of a real estate attorney. The best way to learn about real estate is the interaction a prospective real estate customer can have with expert Realtors.  In addition to the experience and knowledge of the Realtor,plus the interaction and questions that come up, Realtors at Premier Realty Exclusive offer information on specialists in lending, appraisals, inspections, surveying and insurance agents.  All professionals are provided as a service are screebed and have a proven record of experience throughout real estate transactions.

    Contact us for more information.

     

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