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Contingencies:   Home Inspections

Contract "contingencies" are factors in the buyers acceptance of the contract, allowing the sale 'subject to' satisfactory completion of the contingency.   In other words, contingent sale allows the buyer to place conditions on the sale closing such as home inspection, appraisals, financing, title and survey.

The first contingency usually addressed in a home sale is for inspections.  

In the St Louis area, most contracts written are either the St Louis Association of Realtors Residential Sale Contract or Special Sale Contract.  The Residential Sale Contract includes a 'built in' provision for inspection contingency with a blank for how many days the buyer has to perform inspections.  The Special Sale Contract has no such provisions, but does have an additional rider that can be added which includes provisions for inspections spelled out.  

Types of Inspections

Home buyers have several options to choose from.  Generally inspections are performed simultaneously with one or more inspectors visiting the home at a scheduled time.  The buyer(s) are STRONGLY encouraged to attend these inspections as they often times help the prospective new owners on the many potential maintenance issues that can arise.  

1.  Building Inspection --major systems, roof, gutters, structure, drainage, electrical and plumbing, doors and locks are all throughly tested and inspected.  Results are usually summarized and detailed.  Good inspections include photos too.

2.  Termite Inspections --perimeter of home, yard, and all exposed basement joists are examined for any current or past evidence of termites or wood destroying insects (carpenter ants, etc.)

3.  Radon Inspection -- Radon gas, a radioactive gas found, is naturally occuring as is rises from the ground into the air.  Homes can trap this gas in basements and in slab homes so that levels of this gas exceed healthy levels.  Persistent exposure to excessive levels of radon gas are known to cause lung cancer.  Various types of radon inspections test the levels to make sure that radon levels don't exceed US EPA guidelines.  Hazzardous levels may be easily remediated. 

4.  Sewer Lateral -- The sewer line can be inspected with a camera to make sure the sewer travels all the way out to the main line and any cracks or roots are noted.    St Louis City  and St Louis County both have very different mandatory insurance plans if problems exist.  Costs to repair a sewer lateral can cost thousands, so identification prior to purchase can be helpful. 

5.  Lead Paint -- lead hazard inspections are important if young children reside in the home and / or if the home was built prior to 1978.  Old windows and poorly maintained paint coats are good indicators that the home may need a lead test.  

Latest City Listings $200,000 and up

$499,900
4 Beds 3 Baths 26046411 MLS COMING SOON Status
Prepare to fall in love with this stunning home in a quiet historic pocket of Southwest Garden. Imagine being just a short walk from two of St. Louis' most iconic spots: the Missouri Botanical Garden and Tower Grove Park. But even better is the house itself with arts and crafts features inside and out from the stone and tiled porch to the stained glass windows, French doors, wood trim and high ceilings. The main floor offers the ideal balance of open, airy and inviting space with designated rooms and flexible arrangement that include a front living room, dining room and versatile back room that can function as a family room, home office, or more. There's also a main floor bedroom and full bath perfect for guests. The kitchen has granite counters, subway tile backsplash, upscale appliances and TWO pantries. Head upstairs from the front or back stairs to find even more to love. The generous primary suite includes a sitting room, wall of closets and front balcony. The real star of the show is the drop dead gorgeous bathroom with glazed tile walls, oversized shower and designer fixtures. Down the hall is the large laundry room equipped with custom storage, 3rd updated full bath and 2 additional bedrooms. There is a true city oasis awaiting in the fabulous fenced yard with huge patio, landscaping and two car garage. Functional basement has high ceilings and sump pump ready for future finishing goals. All systems were modernized in 2016-plumbing, electric, zoned heating and cooling, ductwork, sewer, windows! All appliances stay. Park your car in the garage all weekend long and walk to the farmer's market, festivals and concerts, the upcoming Rockwell Beer Garden, playgrounds, or connect to the many restaurants on The Hill, Shaw and more. This is a dream come true city home and lifestyle.

4556 Shenandoah Ave, St Louis

$209,000
2 Beds 1 Baths 26047823 MLS ACTIVE Status Pierre Chouteau Condo BLDG.
Welcome to sophisticated urban living in the historic Pierre Chouteau Building, one of the Central West End’s most distinguished residential landmarks. Perched on the 9th floor in a sought-after southwest corner position, this beautifully maintained condominium offers sweeping city views, including the downtown skyline. Offering approximately 1,400 square feet, this spacious residence features two bedrooms and one full bath, blending classic architectural details with endless potential. Original hardwood flooring, elegant cove ceilings, arched doorways, picture rails, and rich millwork preserve the home’s historic character throughout. The kitchen retains its original built-in cabinetry, a cherished hallmark often highlighted in homes of this era. A welcoming entry foyer opens to an expansive, light-filled living room and a formal dining room, creating an ideal layout for both entertaining and everyday living. The generous primary bedroom offers ample closet space, while the second bedroom provides flexibility for guests, a home office, or additional living space. A full bath, convenient in-unit laundry, and a private secondary entrance add to the home’s functionality. This is an exceptional opportunity to personalize a residence in one of St. Louis’ most sought-after buildings while building instant equity. The unit includes one assigned space in the heated garage. Residents of the Pierre Chouteau enjoy outstanding full-service amenities, including a 24-hour doorman, security, rooftop deck, additional storage, and monthly fees that cover heat, cable, and other major utilities. Ideally situated in the heart of the Central West End, you’ll be just moments from Barnes-Jewish Hospital, renowned restaurants, boutique shopping, and the cultural and recreational attractions of Forest Park. Don’t miss this rare opportunity to own a home that combines historic elegance, unmatched location, and the opportunity to make it your own.

4440 Lindell Blvd Unit 904, St Louis

$450,000
26046609 MLS ACTIVE Status
WOW! Like New and Completely Updated! Don't miss this exceptional investment opportunity with this beautifully maintained 4-family brick building, where each spacious unit offers 2 bedrooms, 1 full bath, and an open-concept living, dining, and kitchen layout. Extensive improvements have already been completed (see attached updates list), making this a true turnkey property. The remodeled kitchens feature abundant cabinetry, generous counter space, modern appliances, and recessed lighting, while the updated bathrooms provide a fresh, contemporary feel. New laminate flooring flows throughout each unit, beautifully complemented by exposed brick walls and stunning stained-glass windows that add timeless character and charm. The clean, unfinished basement provides ample storage for tenants. Outside, enjoy a covered front porch, partially fenced yard, and a level concrete parking area with off-street parking for all units. Major mechanical systems are all approximately five years old or newer, offering peace of mind for investors. Conveniently located near Carondelet Park, schools, shopping, restaurants, and major highways. An outstanding opportunity to own a beautifully updated, low-maintenance income-producing property! Whether you're expanding your investment portfolio or seeking a turnkey multifamily property with strong rental appeal, this beautifully updated 4-family is ready to impress. Schedule your showing today!

3683 Montana St, St Louis

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